For Québec resident

Here`s a few things to know and to write in a letter.

You can request that the agency onyl contacts you in writing (much less annoying than the phone), section 34 paragraphe 2.2 LRCC, valid for 90 days

They can`t contact you if they haven`t sent a "bill" sec 34 par. 1, or less than 5 days after sending one if you give them your current address (sec . 34 par .1.1)

They can`t tell you that they`ll sue you if you don`t pay (34 - 6)

They can`t charge interest or recovery charges (34 - 7)

Always cc to the Office de Protection du Consommateur and/or your local consumer association (btw these usually offer templates or even write it for you).

It's simply a template. Modify it to fit your situation. Mind you if your debt is Stats Barred now, then feel free to tell the agency to put the matter before the courts. In such a case it wouldn't be economically viable for them to take such action.

Thank you. Am I still able to use this even though I am not disputing the debt?

Go here and D/L my Cease and Desist template. Just update the first line to read: "Pursuant to my rights under ONTARIO REGULATION 103/06," as the act was updated.

http://www.docstoc.com/docs/16640811/Cease-and-Desist-template-letter-for-Ontario-residents

Or if you'd prefer a generic one for all of Canada:

http://www.docstoc.com/docs/47236056/Cease-and-Desist-letter-for-Canadian-residents

O.C.

I have found some templates but I dont know what will work for Ontario. Can someone direct me to a template? Im not denying the debt but they are constantly calling and not listing me.

Thanks!