true enough.... fightback...
anyway.. i plan to visit the site each day...so i can moderate better....

My apologies for being distant lately... my health hasn't been 100% in the last few months...

She probably can give good value here, especially if the comments are tempered with self control.
Example "As well, I have a lot of friends who work in the finance industry which is why I don't want to tell you where I work." Thats cool
Then we get "All I need are some crank calls from hotheads like "Fightback" looking to dig up any dirt they can find for questioning his hero."
Now thats not cool,

2) Arguing with or bad mouthing other members in a disrespectful fashion. This discussion forum is meant to be respectful towards all of its members.. We're all here because we have an interest in talking about personal finance and solve related problems. Bad mouthing other members or companies etc will not be tolerated. (Exception, if a company/website etc is doing harm to any individual it's ok to make the other members aware of this. Arguing for the sake of arguing will not be tolerated... If you want some place to argue, please find an anger management consultant to argue with.

ladyincredit.. good to know...
I'm glad that you had a solid foundation in this industry... you can give good value here!!

I've worked for a wide range of financial organizations over many years, and have a couple of degress in business, finance, accounting and investing. I also have a 3rd degree in an unrelated field. As well, I have a lot of friends who work in the finance industry which is why I don't want to tell you where I work. All I need are some crank calls from hotheads like "Fightback" looking to dig up any dirt they can find for questioning his hero.

ladyincredit... i haven't read your history...
but.. what is your history... how do you know about these topics... what is your practical experience with them?

average_joe has actually settled debts by himself.. he's gone throught the process over a few years...he knows what he's talking about

RichardC is a credible source... he's here to help out... etc etc

I have been involved in this industry since 2002... I've spent hundreds of hours fighting creditors, collection agencies, credit bureaus, governments etc... I've studied a few hundred credit reports... I've helped people with credit repair... I've settled debt for myself, and I've dug myself out of a ton of debt!! I've been there done that....

alright.. thanks then... ladyincredit... I appreciate your input...
please keep it constructive...

I've just created these new terms of usage... my apologies I should have done it sooner... oh well... better late than never....

/category/mission-statement-and-rules-for-posting/general.html

We need to keep this discussion forum constructive... we're here to help people learn more about their money. Help people solve problems.
If you want to argue for the sake of arguing, get some anger management... it's not constructive... sorry to be so forthright...

By giving consumers the information contained in my posts.

I would suggest my coments are more helpful than "using asswipe."
(I wonder why Fightback is not being asked the same question.)

hi ladyincredit.... what is your objective for visiting on this site..
what help do you need?... how can you help other members?

hi ladyincredit...
JeanKarla and Jonathan are working with me...

their job is to help out on the forum... moderating and greeting etc...
I had some people wondering who is moderating the forum...

I hope that is ok... thanks for opinions and comments...

Since I am the only moderator I thought it would be prudent to get some help on the site...