Gold MasterCard® credit card - Fixed 9.99% AIR

* No Annual Fee
* 9.99% Annual Interest Rate on Purchases and Cash Advances
* Around-the-clock fraud protection
* Online access to your credit card account
* Unparalleled 24-hour Customer service
* Immediate cash access at 430,000 ATMs internationally.

hi..

i can suggest another cash back credit card that do have benefits not completely the same with the Capital One - Cash Back Plus Platinum MasterCard. this card offer 5% cash back on groceries expenses made with the credit card but this promo will end until December 31, 2010. you can get large amount of cash back for the coming months left for the promo to be actively available.

i can shoe you a detailed presentation of the RBC Cash Back Visa Card.

5% cash back is earned on groceries purchased. In addition, 5% cash back credit when buying groceries at the participating stores using the credit card until December 31, 2010.
• Earn 1% cash back on all other qualifying transactions made with the card when you make for pre-authorized payments on the Cash Back account.
• When you use your Custom Switch, you are given up to $25 cash back bonus.

• In paying for small purchases, the company gives the Visa pay Wave for client comfort, safety and security.
• No extra cost when you are asking for additional cards for the co-applicants and authorized users.

• You can access cash worldwide of up to $500 or depending on your credit limit.
• Minimum credit limit is high at $1000 compared to other cards.
• The card is widely accepted in over 600, 000 locations in Canada and over 23 million all over the world.
• Travellers cheque is commission-free.

this card also have other benefits as you can see on the detailed list of benefits. you can also get cash back bonuses if you are able to Custom Switch feature of the card. the card also have security system that would safeguard you from any fraud that might happen to your account.

you can selec either of the Capital One Cash Back Plus Platinum MasterCard or the RBC Cash Back Visa Card. both do have remarkable benefits and feature but i depends on you which card you feel is more suitable for your use.

hello,

i saw the link that you have posted and i found out that their are some platinum card that do offer cash backs. i have been using a Scotia card and i found out that i don't get much savings out of it. im looking for a better cash back card. do you think that Capital One - Cash Back Plus Platinum MasterCard is suitable for me? will it give me more saving compare to my Scotia card?

i spend a lot using my card as i do not bring along cash with me. so everything is charge on to my credit card. but i would love to receive something back with what i have spent.

please suggest a particular card if the Capital One card is not best for me.
thank you..

hello there,

one of the highlights that i can give you about Platinum Credit Card is the card coming from MBNA. this MBNA Platinum Plus MasterCard offers one of the lowest interest rate for balance transfer which is at 1.99% for 10 months. you rarely encounter card issuer offering such kind of a promo.

in addition, you already get the 1.99% but still the card doesn't ask for any annual fee. one more thing that is an edge of platinum cards is its high credit limit which is suitable for business use or for personal use if you have high quality of lifestyle where money is not an issue.

this platinum cards are for the elite individual who have been earning much and would like to get the exclusive benefits that this cards offers. aside form the MBNA credit card, other card issuer do also have different sets of exclusive features as well.

you can check it over this link:
http://www.canadian-money-advisor.ca/archives/2010/4/platinum+credit+card+canada.html

Hi Jean,
What are some highlights of your article about platinum credit cards?
things that people would benefit from knowing?

hello there,

i got a good list of platinum credit cards as well as gold credit cards coming from different card issuers. i will provide you the links.

here are the links for both gold and platinum credit cards:
http://www.canadian-money-advisor.ca/archives/2010/4/gold+credit+card+canada.html
http://www.canadian-money-advisor.ca/archives/2010/4/platinum+credit+card+canada.html

try to compare each credit cards either a gold or platinum card. check out what card benefits and features would give you more advantage when you get the card and use it for you daily transactions.

if you have any questions or comments then feel free to post it and i will respond to it accordingly.

thanks.

Capital One...basically switching from a gold capital one visa to a platinum capital one visa card.

I`m not sure which platinum credit card you`re talking about... which credit card issuer is that

There are several credit card issuers with platinum cards... which one are you considering

I’ve been holding on to my Gold Visa Card for some time now and I’ve been pretty consistent with my payments. The point is, I think it’s about time I switched to something that can give me a bit more. Now, my friends have told me that I’ll be getting much more if I made the switch.

Don’t be mistaken though, I’m really happy with the card that I have right now, I just want to know if I’d be getting more value in terms of purchases when I switch to a platinum card. I’m not new to credit card business and have done my research as well; I’d just want to hear straight out of another person’s mouth (or writing for that matter).

So, would it be to any of my advantage if I switched to platinum credit card Canada? Canada has a lot of options when it comes to credit cards and many credit companies right now have enticing programs that I could probably get into without any trouble.

I’ve been thinking about making the switch for some time now but I’m not really sure if the move would be wise. Can you please post some sort of comparison list pointing out the differences between Gold Visa Card and the Platinum one?

Believe me, I’ve done my fair share of research and I still don’t think that it makes any that big of a difference? If you can site some more, I’d be real grateful. As an expert on the field I think that you’d have no problem answering this as well.