by apr2005 » Tue Aug 06, 2013 08:42:48 PM
Hello everyone,
Starting in 2003, my brother in law applied and fraudulently took out 14 credit cards in my name. He applied for them online and stole my mail that contained these new credit cards. He then proceeded in activating them and changing the address on the accounts to his personal address. He continued to pay the minimum balances on all these cards until 2008. In 2008, he stopped paying the minimum balances. After 6 months of non payment, somehow the credit card companies managed to contact me at home in Ontario. I was informed of these unpaid balances on cards that that I knew nothing about. I then proceeded to contact Equifax to get a copy of my credit report. The credit report detailed all these credit cards that were taken out by him in my name. I ended up contacting police and went into the station to file a police report. After 3 months of police investigation, He was arrested on 71 counts of fraud over. I was not the only victim of this scam. He was arrested back in 2008 and pleaded guilty in 2009 to the offences. In late 2008, my company moved me to Dubai for work. I remained in Dubai until January 2013. I now split my time between Ontario and New York state for work. I am employed in New York and not Ontario. I am still considered a resident of Ontario and I do maintain a rental apartment in Ontario. In the past few months, I have been receiving phone calls at my number in Ontario from 6 or 7 collection agencies trying to collect on these fraudulent debts. I have ignored them as these credit cards were not my responsibility because of the fraud. I tried explaining this to the a few of the collection agencies. All I heard from them was rude and obnoxious scare tactics. I now would like to purchase a new vehicle here in Ontario. I would like to buy it cash. My question is can these credit card companies / collection agencies take or put a lien on my new car because of these outstanding debts from the fraudulent credit cards?
Thanks in advance!