Card users have been taking advantage on the benefits of the credit cards. it is one of the things that card holders are after of because they can enjoy the promos, rewards and features that the credit card comprise of. but lately, the travelers face some debit-crisis hassles overseas.

When Susanne and Bernie Seidel, of Everett, traveled to Sweden and Germany two years ago, they had no problems using their Visa and MasterCard at gas stations, grocery stores and restaurants.

On a trip to Sweden and Norway this past April, "they didn't work," Susanne discovered.

Their cards were accepted some places — hotels, for instance — but rejected at small grocery stores and a few restaurants, and wouldn't work at automated gas-station pumps.

Jim Burke, of Bandon, Ore., had a similar experience when he was stranded in Amsterdam after the airport closed this spring due to the eruption of the volcano in Iceland.

Courtesy of Seattletimes.nwsource.Com

If I was looking for a widely accepted cash back credit card, it would be a race between the MBNA and Capital One card. I think the MBNA Smart Cash Mastercard wins as we spend a lot of gas and groceries every month and it includes a decent insurance package.

hello there,

that is totally true! countless of credit cards are available in the market right now coming from different card issuers. people get confused of what is the best credit card that they will apply for. however, i can direct you to a link that offers the Best Credit Cards in Canada. these cards are considered the finest of them all based on people's feedbacks as well as the card rankings is concerned.

here is the link of the Best Credit Card in Canada:
http://www.canadian-money-advisor.ca/archives/2010/4/best+credit+cards+in+canada.html

i hope this can help you in choosing what credit card is right for you.

but if ever you have questions, suggestion, comments or any feedback out from the link then post it out in this thread. thank you.

More and more prepaid Visa cards and Mastercards are coming out on the Canadian Market. Bur I guess, necessary background information on the best master credit card Canada will serve as the best way to come up with the most appropriate one for you.

Thanks for info

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The best credit card in Canada is quite a wide and complex discussion.
The questions I would ask are based on the individuals current credit status. Next, do you carry a balance or not. If you are collecting rewards, do you like to travel, or would you like non-travel goodies. Or would you just prefer to get cash back on your credit card.? The final question is, how much do you spend on your card each month. The threshhold seems to be around $2500 per month in spending. If you spend more than $2500 there are cards out there that would be more profitable to collect rewards with. If you spend less than $2500 then there are lower spend cards.

Good Credit status means that you've been responsible with your credit, and have abided by the agreement over a good time period. You've done this with all of the credit items listed on your equifax and/or transunion credit reports.

Having good credit gives you much better options with relation to getting preferred lower interest rates or the best rewards points cards.

If you have good credit and Carry a Balance then you should consider low interest credit cards.

Low Interest

If you don't carry a balance and spend money each month, then you would do yourself a favor to collect points. Might as well get some form of rewards back if they're available.

Don't Carry a Balance

Spend Alot

Spend A Little

If you have Bad Credit then your main concern should be improving your credit. IMO... you should be concerned about collecting rewards points or cash back if you're objective is to repair your credit.

The same logic with Secured Credit Cards or Guaranteed credit cards apply.., if you carry a balance , then you'll want to have the lowest interest rate possible. If your credit is really bad then you may have to go with the high interest rate cards with annual fees. This is just until your credit score improves.

There are some bad credit cards where you can get cash back points such as the Capital One - Guaranteed Cash Back MasterCard for Gas & Groceries ....

The thing people need to realize is this: you need to spend money on groceries and gas every month.. Why not get a cash back reward for that?

The other question arises, well... if I had a credit card, I would spend more money on groceries than I should.. This is a matter of discipline. If you have cash

Carry a Balance

Don't Carry a Balance

Best Credit Card in Canada

Relates to:
http://www.canadian-money-advisor.ca/archives/2010/4/best+credit+cards+in+canada.html