""Incorporated" That is a pretty common last name now that you mention it."

LMAO! funny stuff.

Thank you both for your input. I will contact them to let them know they have an incorrect address/information on who they are seeking.

Thank you again

Meh. Screw em. They have the wrong person and are just fishing. I have a common last name and I can;t tell you how many calls I get about delinquent debts that don't belong to me.

I would tell them under no uncertain terms that they have the wrong person. If they persist, send a registered letter. If they still persist, take further action accordingly that your provincial regulations allow.

I would watch your credit reports to see if perhaps your identity has been stolen or mixed up with someone else's. Happens all the time.

Hello everyone!

Today I received a letter from MetCredit stating that they want to collect money from me that I was "delinquent" on. A few things:

The letter has my address, and my last name but they got the first name very wrong. As well, this account they are referencing I have never heard of. I receive my credit report quarterly and have never noticed anything "extra" opened up under my name. How serious is this issue? Should I contact them and let them know of their error or should I just ignore this since it doesn't actually pertain to me? (As a side, I've lived at my current address for over 50 years, so it's not just a coincidence of a former resident sharing my same last name)

Thank you in advance for any input on how to deal with this matter.