A vacation should be rewarding in and of itself. But if you can find a credit card that will give you miles, points or other perks when you travel, it’s an extra bonus. The right card can even help you save money on your summer travels.

But finding the right one for you can be a challenge. Because credit card issuers switch up promotions and the fine print on their cards all the time, even savvy consumers struggle to keep up. So we asked a trio of experts to suggest the most valuable travel reward credit card offers out there. Here’s what they said:

Chase Marriott Rewards Visa

“If you’re a frequent traveler and have a hotel chain or a series of hotel chains you like or use a lot you can rack up rewards quickly,” says Doug Miller, senior analyst for banking and cards at consulting firm Corporate Insight. The card has a $30 annual fee, but it’s waived for the first year. The industry standard for earnings and redemptions is 1 percent, where a dollar spent on the card equals one point and 100 points equals a dollar in rewards, which is what cardholders earn on their purchases. But if you use the card to pay for a room in one of 3,200 hotels in the Marriott family of brands, you get three points per dollar spent. The card also feeds into Marriott’s customer loyalty program, so cardholders can earn more points that can be cashed in for free nights at certain Marriott hotels.

American Express Blue Sky

“For a no-fee card they have a great redemption rate,” Miller says. “It isn’t tied to any specific airline or hotel brand, which makes it a good pick for travelers who aren’t brand-loyal. Although you earn points at the same one-point-per-dollar rate as most other cards, this one gives cardholders $100 off eligible travel purchases for every 7,500 points. In other words, earn the equivalent of $75 in rewards, get $100 in credit.” Plus, he says, ”it’s a straight statement credit, which offers a nice flexibility.”

Miller adds that heavy travelers might be interested in the premium version of the card, the Blue Sky Preferred Card; for a $75 annual fee, it lets you earn 2 points per dollar spent and gives you $100 a year toward airline fees like checked-bag charges and in-flight meals.

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American Express Blue Cash Preferred Card

“If you’re planning on taking an RV or other road trip, it’s your best bet,” says Odysseas Papadimitriou, CEO of CardHub.com, a credit card comparison website, and a former Capital One executive. ”It gives you 6 percent cash back at supermarkets and 3 percent at gas stations.” Cardholders also get that 3 percent rate at department stores, and 1 percent on other purchases. Plus, there’s a sign-up promotion going on now that lets new cardholders earn $100 cash back if they spend $500 within the first 60 days after they’re approved. The only bummers: a $75 annual fee, and a rule that excludes warehouse store purchases.

British Airways Visa Signature.


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hi..

if you are asking for top travel credit cards, i can give you a credit card that maybe helpful in your search for the right card.

MBNA TravelRewards Platinum MasterCard

Try to check and evaluate the number of feature the card consist of:
• When purchasing, the amount of dollar you spent will also be the number of point you get. In other words, $1 is equals to I TravelRewards point.
• When having your first qualifying transaction, 5,000 TravelRewards point will be instantly given on your account.
• Anniversary date is always celebrated yearly and its client gets to enjoy a gift of 2,500 bonus points.
• Choose from the 75 airlines to which you prefer to use your travel rewards as exchange of your TravelRewards points. No blackouts.
• Enchant yourself with the Platinum card benefits that the company offers.
• Competitive annual fee of $89 charged but could be waived for being a good credit payer on your balances.
• Credit limit reaches up to $100,000 as an allowable credit to be spent and used by the card users.
• Fraud protection is present at all times making less hassles and burden on the customers.
• 24/7 customer service offered through online by logging in to your secure account.

• Stolen, lost or damage cards are quickly replaced in just a 48 hour waiting period. Additional cards are allowed and offered by the company for the convenience of the clients.
• Immediate cash access of $430,000 ABMs worldwide for this card and is widely recognized and accepted on more than millions of location around the globe.

as point are concerned, the card company offers you instant bonus points during your first usage of the card as well as during anniversaries. you can collect as much points as you want and get a lot of rewards that is equivalent of the points accumulated.

if you check each benefit of the card you can see that it has protection services that keep you free from any fraud or in case you will lose your card, it won't be a problem and hassle-free for you.

you also asked about the availability of communicating with the card company, the card issuer do have a 24/7 online services that would cater all your problems or concerns regarding the use of the credit card or other related problems.

I am planning a trip to South America. Ecuador, Uruguay, Colombia, then Brazil. I have a lot of related questions that I need to ask about credit cards, since they're the source of cash.

If I have a good credit card such as MasterCard or Visa will I need to take American Express Travelers cheques with me, or cash? Are MasterCard and Visa accepted everywhere I go in South America?

Anybody else traveled to South America? I would be interested to have your input.

The next questions are: which are the best credit cards for interest rates, travel insurances, health insurances, travel rewards points?

Will I be able to call the credit card company in North America if I'm in South America? If this is my only source of cash when I'm traveling, I want to make sure that it's as secure as possible. I want to know that if I lose my credit card or it is stolen that I can be assured it will be replaced as quickly and painlessly as possible.

I'm not even sure which other questions I should ask her where to start. I've wanted to visit these South American countries for a really long time. I've seen these countries on the travel network, and the people look fantastic and the food looks like it could be very delicious. Not to mention the fact that the landscape and scenery look amazing. I would hate to hamper this wonderful experience by having problems with my source of making payments

here's the interesting point about this: all Canadians have provided groceries and living items every month. They got cash to do so, so why not gather travel rewards points for these purchases? If you spend the money anyways why not get some benefit for it?

All that it requires is discipline to pay off a credit card in full every month, and that seems to be a mindset. The mindset of not carrying a balance.

If individuals could be of the mindset to pay off their balance every month then there would be a lot more travel rewards points collected.

those are nice pics. I like to visit there someday.

I'm starting to learn about travel rewards paying interest on the travel rewards cards and why it's very expensive. For example we owe $6700 on our TD travel rewards card but would pay 19.75% interest on this card each month. So I don't think it's profitable to collect points at the expense of paying 20% interest. I don't know why we thought that in the first place. I guess it just sounded glamorous to collect travel rewards points because you see all the commercials. But when you have to start paying interest on the balance doesn't seem as good

Airline rewards counts both the miles earned and the length traveled in the formula for calculating how much points are accrued. So you can earn miles faster if you choose a flight with multiple stops. These types of flights are also more affordable, so that's a bonus for you if you're footing the bill.

Would you rather choose a reward program that's specific to travel and will turn all your points into airline miles or would you rather have a reward program with a more generic reward so you can choose redeem it as something else. (i.e. Gift Card for your spouse or an electronic reward).

Look at this gorgeous picture of a beautiful sunset on the ocean, with the huge rock in the background. I could sit and look at this for hours. This is not something you see in Saskatchewan, or at least of the Regina area.

So when I travel to see this, I would probably have to fly because the oceans in their way are 2000 kms to the west or about 5500 kms to the east. It's a long way to drive. so the only practical way to go there is to fly. I would have to use a credit card to purchase the air lines tickets.

I've seen the scenery like this in Newfoundland. Newfoundland's a really nice place, and the scenery there is gorgeous. We went there a few years back using MBNA travel rewards. so that was kind of neat that a family of four was able to travel from Regina Saskatchewan to Newfoundland using reward points
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one of the questions I have regarding this trip to the Philippines is if I had a credit card such as WestJet or AeroPlan or Air Miles , would I be able to take this trip?

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I understand that if you collect WestJet points for example, you can only use them to go places where WestJet travels. I'm not sure that WestJet goes to the Philippines or China or South America etc.

I'm sure that AeroPlan and Air Miles would allow you to the Philippines that it would probably require a lot of points..

It's literally on top of a mountain. The road's more than decent, you won't have any trouble travelling up and the view's great going up the mountain as well. Most people stop midway to the top because you can see the view of the city from top. Although more and more people are discovering the place, which is sad. I'm afraid they'll just start polluting the place. A lot of tourist visit the place as well, caucasians, koreans, etc