hi..
if you are asking for top travel credit cards, i can give you a credit card that maybe helpful in your search for the right card.
MBNA TravelRewards Platinum MasterCard
Try to check and evaluate the number of feature the card consist of:
• When purchasing, the amount of dollar you spent will also be the number of point you get. In other words, $1 is equals to I TravelRewards point.
• When having your first qualifying transaction, 5,000 TravelRewards point will be instantly given on your account.
• Anniversary date is always celebrated yearly and its client gets to enjoy a gift of 2,500 bonus points.
• Choose from the 75 airlines to which you prefer to use your travel rewards as exchange of your TravelRewards points. No blackouts.
• Enchant yourself with the Platinum card benefits that the company offers.
• Competitive annual fee of $89 charged but could be waived for being a good credit payer on your balances.
• Credit limit reaches up to $100,000 as an allowable credit to be spent and used by the card users.
• Fraud protection is present at all times making less hassles and burden on the customers.
• 24/7 customer service offered through online by logging in to your secure account.
• Stolen, lost or damage cards are quickly replaced in just a 48 hour waiting period. Additional cards are allowed and offered by the company for the convenience of the clients.
• Immediate cash access of $430,000 ABMs worldwide for this card and is widely recognized and accepted on more than millions of location around the globe.
as point are concerned, the card company offers you instant bonus points during your first usage of the card as well as during anniversaries. you can collect as much points as you want and get a lot of rewards that is equivalent of the points accumulated.
if you check each benefit of the card you can see that it has protection services that keep you free from any fraud or in case you will lose your card, it won't be a problem and hassle-free for you.
you also asked about the availability of communicating with the card company, the card issuer do have a 24/7 online services that would cater all your problems or concerns regarding the use of the credit card or other related problems.