by Marquisse » Tue Feb 02, 2010 08:48:52 AM
Hi Millie,
Yes, they can be in trouble for lying as they did, not to mention that they contacted me by phone not more 2 days after I received this notice that they had purchased this debt from some home decor company I have never heard of.
I did laugh at that and ignored the calls, intent on sending them a registered letter and communicating solely in written form. But, I have to check my credit report to see if it's on my credit report and I will issue a dispute with Equifax/TransUnion if that's the case. BTW, I also informed the C/A that any reporting of bad debt is premature and that they are to inform the credit reporting agencies that such a debt is being disputed. I think I should do that now, however, as they clearly aren't respecting the legislation.