Collection Agencies - 16 year old debt - Canada

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RE: 16 year old debt

Postby Tptplayer » Wed Jan 27, 2010 10:50:21 AM

I emailed both of the guys you listed, but have yet to hear anything back.
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RE: 16 year old debt

Postby Millie P » Tue Jan 26, 2010 11:52:40 PM

Also LOL at managers not being able to talk to you like that. Managers are often considerably worse than the CSRs. They are much ruder and more belligerent.
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RE: 16 year old debt

Postby Millie P » Tue Jan 26, 2010 11:51:23 PM

He can't just call payroll and have you pay garnished. He needs a judgment and that means going to court which he can't do.since the debt is stat barred.

Go to The Source and buy a phone recorder. They are $25-30 and hook up to any computer. Start recording your conversations. Tell him you are recording them and that you will be forwarding the recordings to Brian Pitkin. They will stop calling. If they don't e-mail Mr Pitkin and he will deal with the issue for you.

It is illegal to talk to your BF or work about this issue. The debt is stat barred.
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RE: 16 year old debt

Postby average_joe » Tue Jan 26, 2010 05:46:42 PM

There is nothing they can do legally so I would not worry and ignore their calls. If you can see the telephone number add it to the call block list.
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RE: 16 year old debt

Postby 705Jenns » Tue Jan 26, 2010 05:36:22 PM

I just had some Amish guy from them Call and totally yell and harrass and swear. I asked to speak to a manager and he said he was but I said there is no way cause the manger cant speak to a consumer like that. He than got a hold of my boyfriends number and begin to threaten we dont even live together, we've only been dating for 6 months. He said he's calling my work tomorrow to get my pay roll to start from my pay and that was that.
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RE: 16 year old debt

Postby Millie P » Tue Jan 26, 2010 03:13:29 PM

If the last payment was six years ago then the debt is stat barred. They can't take you to court or make you pay it. They can't even report it on your credit report.

Do not communicate with them in writing or your might reset the SoL clock.

Tell them to stop calling and to either sue you or **** off. They know they can't.
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RE: 16 year old debt

Postby average_joe » Tue Jan 26, 2010 03:12:20 PM

I have dealt with these boneheads before. I would send them a cease and desist letter. If the last time you made a payment on this account was six years and you’re in Ontario, this account is considered stats barred and you can longer be sued and you will be fine. I would cut all communications and if they keep calling you; I would make a complaint with the collections registrar in your province. I believe I provided the information to you.
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RE: 16 year old debt

Postby 705Jenns » Tue Jan 26, 2010 03:06:52 PM

I have made a payment on this its from like 6 years ago from my ex, they just contacted me at work actually and continued to to harrass my co workers and give confidentiality information to my one co worker. Its contact Resource service.
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RE: 16 year old debt

Postby average_joe » Tue Jan 26, 2010 03:02:54 PM

How much is your debt and when was the last time you made a payment on the account? Which collection agency is giving you a hard time? The collection agencies are in the business of collecting and not suing.

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RE: 16 year old debt

Postby 705Jenns » Tue Jan 26, 2010 02:59:14 PM

Are you sure about that?
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