Collection Agency Kung Fu - Canada

Collection Agencies - 16 year old debt - Canada

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RE: Collection Agency Tips

Postby average_joe » Sun Feb 14, 2010 06:40:04 AM

What is the name of the collection agecny?

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RE: Collection Agency Tips

Postby 705Jenns » Sun Feb 14, 2010 05:43:26 AM

TPTplayer I had the angry guy call me...Anish guy or Amish something like that...very unprofessional...swears at you and everything, I asked to speak to his manager and he said he was the manager, but I hardly doubt managers can talk like that... and when my boyfriend and I called to get his id number the person we talked too, said he was on the phone with the manager...so he's a total liar! I havent heard from them since they said they were going to take me to court and that was like 3 weeks ago now.....
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Collection Agency Tips

Postby montyloree » Mon Feb 08, 2010 05:42:34 PM

Here are some tips to deal with collection agencies.

http://www.canadian-money-advisor.ca/canadian-collection-agency-tips.html

Notice that there is a video tutorial about how to deal with collection agencies.

http://www.canadian-money-advisor.ca/tutorials/collection-agency/collection-agency.html
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RE: 16 year old debt

Postby roders victom » Mon Feb 08, 2010 04:10:18 PM

what i do to creditors is tell them - Im aware of the situation and i will be logging the calls from this moment on and im giving you notice to stop calling. If you continue to call I will seek legal action against you for harassment. That always seems to do the trick for me anyway
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RE: 16 year old debt

Postby Tptplayer » Mon Feb 08, 2010 02:18:55 PM

I think my account got bumped up. I now have a very angry sounding fella calling, instead of the angry lady.
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RE: 16 year old debt

Postby ranzzzz » Wed Jan 27, 2010 06:17:07 PM

I wouldn't even bother to attempt to settle it for 1 cent. Just ignore them and do not talk to them. They will get the message eventually.

As I stated a few times in this forum, collection agencies constantly dig up prehistoric debts like the one you have and try their luck to see if they can get anything out of it. The fact is that the creditor gave up their right to sue you within 2 years from the date of last activity and it was their decision. This debt does not show up in your credit report nor it is retrievable through legal actions. Just be fiscally responsible and do not make the same mistake again.
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RE: 16 year old debt

Postby average_joe » Wed Jan 27, 2010 05:36:05 PM

The pipeda letter that I sent you today came from Ottawa Chap and he used successfully a few times.

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RE: 16 year old debt

Postby Millie P » Wed Jan 27, 2010 05:23:07 PM

That is an interesting response. I even have my own auto-dialer. I can't see having any credit problems but if the ETR issue comes back I might try that.

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RE: 16 year old debt

Postby average_joe » Wed Jan 27, 2010 04:39:04 PM

The Chap is back lol.
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RE: 16 year old debt

Postby Ottawa_Chap » Wed Jan 27, 2010 04:37:33 PM

"If you don't get upset, annoyed, and show complete indifference with a hint of mocking they realize they are wasting their time and will stop calling. "

That's typically when they start with those ohh so pleasent auto-dialers. 705, if you find yourself if that position, ship 'em out a Cease and Desist letter. I had a few agencies ignore that letter at first, but then I showed them two could play the telephone annoyance game, too.. For every call I received, they received a minimum of three. And I'd ring 'em up just to shoot the breeze; or ask them questions pertaining to I/T security. It didn't take long before I found the game rather fun. The I/T text books I'm going through right now are a minimum of 1000 pages thick, so hammering on a collector provided a nice break in the day.

O.C.
Infuriating one C/A at a time..
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