The purpose of life insurance is to protect the economic well being of your dependents if you die. If you don't have anyone who depends on you for financial support, you don't need it. If you have lots of assets that could be tapped to protect the income and lifestyles of your dependents, you also may not need it.

But if you have few assets, lots of debt and dependents, you may need a lot. Life insurance is designed to fill the gap between what your dependents would have and what they'd need if you were to die unexpectedly.

I wrote an article over at my life insurance quote site Cheap Life insurance

I interviewed an expert over at Conservest who gave me some really good tips on why some life insurance companies charge more for their life insurance policies than other companies.

The reasons were surprising. What it comes down to is that there is no real reason for life insurance companies to charge more.. Some work differently and specialize differently than other life insurance companies.

Any way check out the article for more information and to get a life insurance quote.