Average Joe - we may need to agree to disagree.
I do appreciate your feedback but I think you over generalize.
No two people are alike and you can not really judge their character over the internet.
People have different personalities to consider and habits.
My finances are very much in order outside of that new thing I learned called utilization.
My spouse is disinterested because he does not find this interesting but has committed to saving money.
The difference is the little things. It is not like he wants to go out and buy a Harley - more like he like a few too many trips to Starbucks and the bookstore. He does not see how this adds up because he does not really examine the papers.
It is not a big deal. Again, this is not escalating to fighting. I told him why it is important and he agreed. Not really a big deal.
We do communicate well.
The thing is when I get my mind on something I cut way down on spending - most people make less concessions. It alters our lifestyle significantly and sometimes we need to take a step back and get off the Mr. Noodle.
I am fairly prepared for the house. I have a down payment and closing costs. Just getting down that utilization we talked about...