Collection Agencies - Gestion Jugement - alleged unpaid rent in QC - HELP - Canada

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RE: Gestion Jugement - alleged unpaid rent in QC - HELP

Postby Bill K. Lecter » Fri Nov 27, 2009 07:11:17 AM

If there really is a judgment, you might be able to have it revisited since you did not receive proper notification and thus were unable to file a defense.

While I am somewhat familiar with the Tenant Protection Act in Ontario, I have no familiarity with the landlord-tenant laws in QC, so I don't know how it would work with respect to the roommate issue. I would guess that everyone on the lease is principally and severally liable - so yes, unfortunately you'd be left holding the bag (the whole bag) if they have all filed bankruptcy.

He should not be holding back information. You should send him a letter asking him to provide the strictest proof of the debt and the judgment.
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RE: Gestion Jugement - alleged unpaid rent in QC - HELP

Postby Timefull » Thu Nov 26, 2009 05:51:28 PM

Thank you Bill for the response!

I don't know if I owe the money to be honest. I lived quite a few places in Mtl when I was a student and had roomates. One of us was always responsible for collecting the rent from the others and paying the landlord - so I guess it's possible that someone collected my portion of the rent but never actually paid the landlord. The guy said that they had tried to reclaim from others but everyone else has filed bankruptcy. The guy wouldn't even tell me who the landlord was who was collecting.

I have another question - if there is really a judgement, then what? Do I have to pay it in full even though it was so long ago and I had roomates who should also be responsible? Are they at least obligated to send me a copy of the judgement?
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RE: Gestion Jugement - alleged unpaid rent in QC - HELP

Postby Bill K. Lecter » Thu Nov 26, 2009 05:35:34 PM

The judgment would likely be registered on your bureau if it existed... And since he knows where you work, they would've issued a garnishment already. So he's probably blowing smoke about the judgment.

It appears that in QC, they are only allowed to call your work place once and only if they don't have your home number or you aren't taking their call at home. They certainly aren't allowed to discuss the details of the debt. See http://www.educaloi.qc.ca/en/loi/consumers/372/ for more.

Do you owe the money? If so, you should consider paying it or asking for a settlement.
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Gestion Jugement - alleged unpaid rent in QC - HELP

Postby Timefull » Thu Nov 26, 2009 04:57:24 PM

Hello there -

I am looking for some advice. I got a call from what I think is an agency in QC called Gestion Jugement who said that I owe rent from when I lived in Mtl (about 5 years ago). The man gave me his name and said that his client had won a small claim court and had a judgement against me and I had to pay $4000.

I asked that he send me the paperwork to prove that I owed the money and he said the only paperwork that would be coming would be when they come to reposses my house for payment! Is this true? I think he needs to send me the judgement, right or at least some written proof that I owe? I have been reading some of the posts here and I wonder if he can even legally come after me for the money anymore. This does not show up on my Equifax credit report. The problem is they have been calling me at work and I don't have a direct line (it goes through my boss first) so I am afraid he will start talking to my boss about this which will be very embarassing if people in the office find out about this!

Has anyone ever heard of this place "Gestion Jugement" and do you have any advice as to how to handle this? Last year I got my credit reports and worked very hard to pay all my creditors and it is very frustrating that this has come up!
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