by cant_stand_it » Thu Nov 05, 2009 05:46:44 PM
Went to court with the claim number they gave me, yes indeed its from my future shop account from 2005. I had to special order my file because the court only holds as far back as 2006.
The amount must seem right, the original remaining amount was for 2200..so plus interest it could be 5100ish? The question though is can I just pay the creditor? (citifinancial)? and avoid CRS..they seem like a bunch of clowns...i told her that i have to pay off my business expenses for fiscal year end and then I can pay this off. I was merely stupid and didn't pay it all...she was really rude though and kinda pissed me off...it's like i'll pay it just give me a month.
I literally cannot pay anything if i don't have any money yet.
I've paid off direct to people before (FIDO cell when i was younger) and bypassed the collection agency.
Like, what happens here? do they buy the debt from the creditor and then try and get their money back with a little profit on top? how does this work? can I negotiate a deal here? say give her $3,000 and tell her to piss off?
I would love a PM response from a professional please.
need help now