Collection Agencies - NEED HELP BAD. I MIGHT GO LEGAL - Canada

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RE: NEED HELP BAD. I MIGHT GO LEGAL

Postby average_joe » Thu Oct 22, 2009 03:04:10 PM

Once you get your letter from Rogers; I would send it off to the credit bureau for updating. Once the updating department gets the letter, they will have to update anything on there that is related to Rogers and that will be the end of iqor.I would send iqor a copy also for their files.

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RE: NEED HELP BAD. I MIGHT GO LEGAL

Postby danieljgray » Thu Oct 22, 2009 11:41:26 AM

Thanks for the help. The other problem is that once I get the letter from rogers whats to stop iqor from constently reporting the remaining 69 they say I owe. I have read on hear that iqor and euifax r buddy buddy. If i didnt know beter id say they all work together to try andscrew us over.

Also is what they are doing legal or illegal with regard to the interest and the sudden jump from 47 to 69 in just over a week. Like i said that sounds like extortion.
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RE: NEED HELP BAD. I MIGHT GO LEGAL

Postby average_joe » Thu Oct 22, 2009 11:32:15 AM

When you paid Rogers did you get a letter stating they are accepting $330.00 in a full and final payment before you handed over your money? If not; I would call Rogers and get a letter faxed from them stating you are now paid in full. When you get the letter, I would send it off to the credit bureaus, so they can update your credit file. If you get the letter from Rogers, I don't think its going to matter what I iqor wants.

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NEED HELP BAD. I MIGHT GO LEGAL

Postby danieljgray » Thu Oct 22, 2009 09:53:46 AM

Good day everyone. The reason I am writing is that i am so fed up with iqor that I am thinking of getting legal. I need your advice first.

The problem all started when I looked at my credit report and saw that iqor claimed I had own 330 on a rogers bill. So I contacted rogers and tried to fight them as the situation with that account was unexceptable. I asked iqor to send me a letter stating what I owed. That letter said I owed 330 (which is in my cresdit report) plus 47 and change for interest. For a aroudn 377 and change. I then spoke to rogers and they said I owed 330 and that was it. So I figured iqor is trying to screw me and collect more than they should be. So I contacted rogers about this and they said all that is owed is 330. So I paid directly to rogers right then and there. I have it in my online statement. As I paid online.

That was about a week ago. I asked them to send a letter to iqor stating that the account has been settled. They did so.

Now Iqor says I owe 69 dollars. The only thing I can think of is that this has to do with the 47 and change interest they tried to charge me.

So My question is this. Is it legal for them to charge interest on an account of a company they are acting on behalf of. When that company has stated the amount is 330?

If Im mistaken and I do legally have to pay the interest. Which last week was 47 and now just a few day later is 69. For a interest rate of just under 50%. Does this not constitute extortion? As intereste rates can not legally be this high.

Also if anyone has any legal info they can give me that is current up to date. That would be very helpful.
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