I too didn't realize the late of the original post. I am actually answering questions on here trying to give information.

didn't notice the original posting date here.

rawdebt are you bumping old threads here just to increase your post counts?

If the account was closed at Metro then went over to another agency Metro has to remove the collection item. This is where double listings happen all the time in the collection item listings.

Contact Metro and tell them to remove it. Contact Trans Union and Equifax to update your credit file showing a dispute for that item listed.

If you have proof it was settled then you can use that to update your credit with either reporting agency but the collection agency that listed it is supposed to do this (they're lazy though) when the account is closed and moved to another agency.

I am not sure what you mean by "they settled with me and didn't report on my file"?

Once an account goes in collections, the account may already be written off and rated as an R9, which is bad.

Even if you settle the account, the only thing that will change is the note on your bureau for that account and it will say settled. Assuming the agency reported it back to Telus.

The other thing i am confused about is what you are asking regarding metropolitan. What reporting are you referring to?

How long did it take before they shot it off to credit bureau?

A while back telus sent my account off to these guys, they tried to collect from me, and wouldn't hear my story. Eventually they fired me off to Collectcent/Credit Bureau of Canada Collections because they we unable to collect from me.

I dealt with this new agency and they heard my story and they settled with me and didn't report on my file, as it should have never gotten to that point in the first place (telus was screwing me around).

So when I got denied today I asked what it was, and it was from Metropolitan, and mistakenly I thought it was from Collectcent/Credit Bureau of Canada Collections. After looking through my paper work regarding this, I noticed my erorr.

My question now is... should this even be on my report from them, when they sold the account to a different agency? And the different agency saw the error that it should never have been reported?

I'm a little confused, but my current understanding is that it shouldn't still be on my report from metropolitan, I could be wrong.

But, any input on this would be extreamly helpful as I'm quite concerned.