Collection Agencies - G C Q Canada - Canada

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RE: G C Q Canada

Postby nameuser » Wed Jan 28, 2009 07:37:46 PM

A lot of creditors outsource the "missed" payment accounts to the same agencies that collect the "write-off" accounts. So it's pretty common for an agency to contact you if you are behind. Just catch up the arrears and it goes back to the creditor (in most cases).
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RE: G C Q Canada

Postby ChrissyG25 » Wed Jan 28, 2009 11:34:46 AM

You shouldn't be getting collection calls for something that's 3 weeks overdue. If you can't think of any reason why a collection agency is calling you then it can't hurt to respond to them and see what it's all about. They might have the wrong person or it's a misunderstanding that's easily corrected.
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RE: G C Q Canada

Postby steven26 » Wed Jan 28, 2009 11:18:54 AM

I normally pay my bills on time every time just with the holidays I completely forgot. Will my bill be sent to a collection agency for being 3 weeks past due (1 payment late)?
Perhaps they are calling for some other reason. Either way, I heard that they are obligated to contact me in the mail before a phone call. I haven't received anything in the mail so maybe its best to ignore them because I am not interested in any other service they offer
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RE: G C Q Canada

Postby tagakawit » Wed Jan 28, 2009 11:16:21 AM

Hello Steven,

You are right. It is a collection agency and is based in Montreal. Here is their site, if you are interested to see what else they're doing.

http://www.gcqcanada.com/ang/frameindex.htm

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G C Q Canada

Postby steven26 » Wed Jan 28, 2009 10:38:07 AM

Hi

I received a phone call from this company, after some research I'm worried it might be a debt collector. I have no outstanding debt and I think I am 3 weeks past due on one bill but nothing more than that.

Can someone confirm if this is a debt collector and if so which companies do they collect from?
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