If you have the file#, account#, or anything to locate the actual account you paid off I can put in a request for a release letter (assuming you agree to provide a mailing address.)

Feel free to PM me also. :)

i actually dont even remember, it was so long ago i thought once i paid it ff i was done with them..ugh

Who was the creditor that you owed the debt too? If you call the creditor they will send you a release letter.

nope never recieved anything like that i just went online and paid it. damn i wish iw ould have know that now

Do you have a release letter from five years ago when it was paid ?

hello i recently had my credit pulled to purchase a house and it is showing an outstanding bill to IQOR.... this bill was paid off years ago like 5+ yrs. just wondering if anyone else has had this problem and if so hoow did they get it fixed, i have left messages and emails no one is contacting me

You should contact the OMB - 1-888-804-8198 for assistance. They will be able to help you.

just ignore IQOR

they have called me for years with that auto dialer crap, I called back once...they never explained or clarified anything regarding the reason for their call.

just ignore them.

I should probably start a new topic but "Millie P" mentioned the 407ETR here and so....I have had contact from iQor and/or its predecessor CBCL several times since early 2004 regarding an outstanding balance. On at least 2 occasions the collector assured me that they would recommend writing off the balance and collection activity (notices from the collection agency and telephone calls) stopped for 10 or more months. However, it appears that iQor and/or CBCL either didn't recommend the write off or they did not have authority to write off balances. In May 2006 I bought and registered a motor vehicle. In March 2007 I renewed my plates with out a problem. In April 2008 407ETR sent me a Notice of Failure to Pay which had the Notice of Dispute on the back. I did not think that I could file a dispute based on their "allowed" reasons, in hindsight, the verbal agreement to write off might have been called payment but....

In August 2008, I received a Notice of Plate Denial. The balance of less than $600 now has interest and collection charges which brought the balance to more than $2,500. A 407 executive replied to my letter pleading for reversal of the plate denial and explaining the whole history, how the balance arose, how I ended up unemployed and on disability, the collectors agreement to recommend writing off the account, she offered to write off the transponder lease and related interest since the last use of the transponder in March 2004 leaving $2,300 to be paid.

It seems to me that 407ETR has effectively side stepped the Ontario Limitations Act, which may have applied to this debt effective March or April 2008, by exercising its option of plate denial. I was forced to park my car and have used public transit, family and friends to get around.

The Highway 407 Act says that they can request plate denial in addition to traditional collection practices. But are they allowed to use plate denial when the traditional collection practices would be statute barred?

I have reviewed the limitations act and the list of acts exempt from its provisions and the 407 is not there. Nor does the 407 act have a section exempting it from the limitations act (as far as I can see). And, of course, my letter to the 407ETR requesting reversal of the plated denial, based on disability and financial hardship, may have reset the limitation clock if it is considered an acknowledgment of the debt.

Thanks for any help advice anyone can give.

Debt to the government can be stat barred. Depends on what kind of debt and to what branch of government. Federal student loans stat bar after six years while Ontario student loans never stat bar.

As a general rule I never comment on anything involving QC as they have a different legal system than the rest of Canada.