by Raymond » Wed Aug 27, 2008 07:21:29 PM
Sorry about that, it was late and I wasn't very careful about my last reponse.
Better, make that 1000:1
This is a real easy case and you're working yourself up needlessly.
Collectors will pursue people well past the SOL date as you can see from many of the other posts.
And now you fit their prime target profile since they know they have you bluffed, intimidated, worried and scared. They've noted that in their file and because they figure the prospects are good with that profile, they may well call you for a log time; UNLESS you take action. Then the calls can be stopped in almost no time. Blackflies will continue to swarm you until you swat them.
Also, possibly the clerk at your local Small Claims Court Office may give you the info over the phone as all civil judgments are a matter of public record.
Needless, to say, the very next time the collection agencies call, do only one thing: Demand to see a copy of the judgment they obtained or at least be given the Small Claims Court File number on it. If they balk and sidestep, their lie is immediately confirmed..
Ray