by pibit1130 » Tue Jul 08, 2008 08:34:29 PM
Hey Raymond
Thanx for the responses. No I dont know for sure who it is for and CBV will not give me any documentation regarding any acct, They have stated that as the debtor I am not entitled to any details or documentation. I discovered that CBV was on my credit report while in my bank today and all that was stated on Equifax was CBV collections, nothing more. You stated in your post that there is a 6 year time limit for a negative on your report however, all that CBV will tell me is this is for an acct that was closed in 2005, the only account I can recall closing at that time was a Telus Mobility account, so I contacted them and they said the account is at $0 and that is all they can tell me, therefore I don't believe it is for Telus Mobility and at this point, like I said, I am not even convinced it is me they are after. So if it is from an account that was closed in 2005, and I have recieved absolutely no notice about any delinquent account, can they now decide, 3 yrs later, to post it to my Equifax file in April 2008? You mentioned to contact TransUnion and Equifax with supporting documentation, since I don't even know who the original debt is supposedly owed to I have no supporting documentation?? Any idea what I can do?
Thanks for any help you have and can give me!!