My only experience with TD Life insurance is because I have a credit card and a bank account with them. They called me up pitch me on their life insurance policies.
The problem is the telemarketer said they have a 30 day cancellation period if you don't want the life insurance. In a weak moment, I said yes, I'll take the policy. However, I never cancelled it after 30 days. They must realize that a percentage of people forget about the policy and don't cancel.

