Facts & Information Page:
La Capitale Life Insurance - Canada

Canadian Money Advisor Rank

Product Names

Product Name


La Capitale Term Life Insurance

La Capitale Permanent Life Insurance

La Capitale Universal Life Insurance

COMPANY CONTACT INFORMATION:

La Capitale Life Insurance
625 Saint-amable Street
Quebec, QC G1R 2G5
Website:http://www.lacapitale.com
Facebook URL:https://www.facebook.com/LaCapitaleAssuranceServicesFinanciers

Customer Service Phone: 418-643-3884
Customer Service Fax:418-646-0370
Contact's Title:Quebec Hotline
Contact's Phone:418 266-1700
Contact's Title:Montreal Hotline
Contact's Phone:514 906-1700
COMPANY INFORMATION AND BIOGRAPHY:


La Capitale Life Insurance was founded in 1940 when members of Quebec's association of civil service employees joined forces and formed a fraternal benefit society to look after their families' financial health in the event of death. At present, La Capitale Civil Service Mutual is the most important Quebec-based financial group that keeps on growing while remaining true to the original mutualism philosophy of its founders. In the interest of members of the Mutual, La Capitale stands by civil servants and their families, and other valued clients, in creating, protecting and enriching their estates by giving them with value-added products and services. La Capitale has adopted core values that direct and control its decisions and actions. A true reflection of the vision and principles followed by directors and employees, these core values go hand in hand with La Capitale's mission, addressing the two key concepts of mutualism and sound business sense. Mutualism Values would first deal with democracy where we recognize and encourage each and every Mutual member to take part in the running of their Mutual, mainly through their right to vote, to express themselves freely and be informed about the company's activities and financial results. By exercising their sovereign rights, Mutual members have the power to elect a board of directors to represent their interests. Next would to learn about all actions of the Mutual toward meeting the financial security needs of Mutual members and other valued clients, while respecting the fundamental principle whereby a member or client is first and foremost a human being. The company also would promote and incorporate the values of dialogue, collaboration, mutual aid and altruism in order to uphold the practices of solidarity inherent to mutualism, the fundamental aim of which is to meet a collective need for financial security and improve standards of living for individuals and families. They are willing to cater fairly and equitably to the needs of all generations with a view to ensuring business sustainability and building assets for future generations. And lastly, they recognize the value and merits of those who work in the public sector and support and show appreciation for the active role they play in the social, cultural and economic development of Quebec.


Product Name Product Description
La Capitale Term Life Insurance


The Advantage Series Of Permanent Life Insurance Products Offers You Lifetime Coverage. In Addition To Paying A Death Benefit, These Products Also Offer A Cash Surrender Value. The Insurance Premiums Are Payable For Life Or Over A Specific Period Of Time, Giving You More Freedom Of Choice. You Can Choose The Best Of Both Worlds Where Whole Life Insurance Offered At A Reduced Rate Comparable To Fixed Term Insurance Up To 100 Years Of Age. This Way, You Can Make Your Dreams Come True, Build An Inheritance For Those Close To You, Or Allow Your Spouse To Maintain The Same Standard Of Living After Your Death. The Loss Of A Spouse Is A Difficult Test To Pass. This Event Is Even More Tragic When The Expenses Incurred By The Death Are Not Expected. Horizon 50+ Is Geared To People Between The Ages Of 50 And 75 Who Want To Cover The Inevitable Expenses Caused By A Death, While Protecting The Inheritance Bequeathed To Those Close To Them. No Medical Exam Is Required. To Apply, You Are Asked Three Questions. We Know That With Time, The Possibilities Of Applying To Whole Life Insurance Are Limited And Often Expensive For Persons Over 40 Years Of Age. The Affirmative Protection Is Geared Specially To People Between The Ages Of 40 And 80, Inclusively. No Medical Exam Is Required.

La Capitale Permanent Life Insurance


The Advantage Series Of Permanent Life Insurance Products Offers You Lifetime Coverage. In Addition To Paying A Death Benefit, These Products Also Offer A Cash Surrender Value. The Insurance Premiums Are Payable For Life Or Over A Specific Period Of Time, Giving You More Freedom Of Choice. You Can Choose The Best Of Both Worlds Where Whole Life Insurance Offered At A Reduced Rate Comparable To Fixed Term Insurance Up To 100 Years Of Age. This Way, You Can Make Your Dreams Come True, Build An Inheritance For Those Close To You, Or Allow Your Spouse To Maintain The Same Standard Of Living After Your Death. The Loss Of A Spouse Is A Difficult Test To Pass. This Event Is Even More Tragic When The Expenses Incurred By The Death Are Not Expected. Horizon 50+ Is Geared To People Between The Ages Of 50 And 75 Who Want To Cover The Inevitable Expenses Caused By A Death, While Protecting The Inheritance Bequeathed To Those Close To Them. No Medical Exam Is Required. To Apply, You Are Asked Three Questions. We Know That With Time, The Possibilities Of Applying To Whole Life Insurance Are Limited And Often Expensive For Persons Over 40 Years Of Age. The Affirmative Protection Is Geared Specially To People Between The Ages Of 40 And 80, Inclusively. No Medical Exam Is Required.

La Capitale Universal Life Insurance


You Will Get One Investment Having Two Privileges. This Insurance Will Guarantee The Quality Of Life Of Those Close To You In The Event Of Death, While Letting Your Portfolio Grow. Life-saver Is Competitive And Flexible Life Insurance Coverage With Several Benefits. It Is Also A Non-registered Savings Fund That Accumulates In A Tax Shelter. The Coverage That Changes With Your Pace Of Life As It Has A Fixed And Guaranteed Premiums For 10, 15 And 20 Years Or For Life. It Also Has A Fixed And Guaranteed Face Amount. The Possibility Of Using Your Savings To Pay For A Portion Of Your Insurance Costs Or Even To Increase Your Insurance Coverage Is Offered As Well As No Policy Fees. Take Advantage Of It, During Your Lifetime, As The Amounts Accumulated In Your Savings Fund That Are Growing In Tax Shelter. The Insurance Can Give Yourself The Means To Build An Inheritance For Those Close To You. You Can Achieve A Project Dear To You. You Can Also Protect Yourself In The Event Of Serious Illness Or Disability. Aside From That, You Can Increase Your Retirement Income. And Finally, You Can Take Care Of Unforeseen Circumstances. To Achieve Your Savings Goals, Life-saver Offers You Competitive Investment Instruments Whose Return Is Linked To Market Indices And Accounts With Fixed Interest Rates. As Soon As Your Savings Become Taxable In The Event Of Cash Surrender, La Capitale Can Warn You About It. Then, You Can Decide If You Want To Redeem Them Or Continue To Save In A Tax Shelter.