At Great-west Life, We Consider Participating Life Insurance To Provide Consumers Essential Advantages And Options As Part Of A Sound Financial Security Plan. We Are Dedicated To Maintaining Choice And Flexibility For Clients And Financial Advisors. While Several Companies Have Withdrawn From The Participating Life Insurance Market, We Will Keep On Leading This Area. We Trust In Participating Life Insurance And Recognize The Value It Has Delivered To Participating Policy Owners. Participating Life Insurance Policies Are Put Together On A Foundation Of Guaranteed Values, Such As Basic Premium, Basic Coverage, Guaranteed Portion Of Cash Values And Guaranteed Portion Of Reduced Paid-up Values. These Guaranteed Values Are Determined Utilizing Long-term Assumptions For Factors Such As Investment Returns, Mortality, Expenses, Lapses And Taxes. When You Pay For A Participating Life Insurance, The Premiums You Pay Are Credited To An Account Called The Participating Account With Funds From Other Great-west Life Participating Policies. The Opportunity To Get Policy Owner Dividends Is Unique To Participating Policies. Participating Policy Owners Is Sharing In The Success Of The Pool Of Participating Policies Through The Payment Of Policy Owner Dividends.

At Great-west Life, We Consider Participating Life Insurance To Provide Consumers Essential Advantages And Options As Part Of A Sound Financial Security Plan. We Are Dedicated To Maintaining Choice And Flexibility For Clients And Financial Advisors. While Several Companies Have Withdrawn From The Participating Life Insurance Market, We Will Keep On Leading This Area. We Trust In Participating Life Insurance And Recognize The Value It Has Delivered To Participating Policy Owners. Participating Life Insurance Policies Are Put Together On A Foundation Of Guaranteed Values, Such As Basic Premium, Basic Coverage, Guaranteed Portion Of Cash Values And Guaranteed Portion Of Reduced Paid-up Values. These Guaranteed Values Are Determined Utilizing Long-term Assumptions For Factors Such As Investment Returns, Mortality, Expenses, Lapses And Taxes. When You Pay For A Participating Life Insurance, The Premiums You Pay Are Credited To An Account Called The Participating Account With Funds From Other Great-west Life Participating Policies. The Opportunity To Get Policy Owner Dividends Is Unique To Participating Policies. Participating Policy Owners Is Sharing In The Success Of The Pool Of Participating Policies Through The Payment Of Policy Owner Dividends.

Universal Life Insurance Is Permanent Life Insurance Protection With A Tax-advantaged Investment Component. Great-west Universal Life Insurance Can Assist You Meeting The Financial Responsibilities And Opportunities That Can Grow During Your Lifetime. Universal Life Combines Traditional Life Insurance And A Tax-advantaged Investment Component, Consisting Of A Diversified Range Of Interest Alternatives. You Pick The Interest Options That Match Your Financial Security Goals And Your Risk Tolerance. We Can Aid You In Tailoring Your Life Insurance Coverage To Fit Your Lifestyle, Budget And Investment Objectives. You Must Pay Final Expenses And Any Debts You May Have. This Can Help Provide Your Family With The Resources To Maintain A Comfortable Standard Of Living. When Paying Any Taxes Owing On Your Estate This Is Transferred To Your Children Or Grandchildren. You Can Leave A Legacy In Your Community Or To Your Favorite Charity. You Can Also Provide Your Business With The Money Necessary To Fund A Buy-sell Agreement. Another Is Being Able To Protect Your Business Against The Loss Of A Key Employee. During Your Lifetime, You Insurance Policy Can Build Tax-advantaged Cash Value Which You Can Draw Upon As Needed For Personal Or Business Opportunities. It Can Also Supplement Your Retirement Income And Provide Funds For Long-term Care Or Home Care. A Universal Life Policy Combines Permanent Life Insurance Protection With The Opportunity To Accumulate Tax-advantaged Cash Value. In Fact, It May Be The Only Insurance Plan You’ll Ever Need. Within Limits Set Out In The Contract, You Can Decide How Much Or How Little You Want To Pay Into The Policy. As Cash Value Accumulates, You Can Withdraw Cash From Your Policy Or Borrow Against It. You Can Also Use The Cash Value To Pay Part Or All Of The Cost Of Your Insurance. Any Cash Value Withdrawn From The Policy May Be Subject To Tax.