Facts & Information Page:
Medavie Blue Cross - Canada
Product Names
Medavie Blue Cross Term 10 - Under $100,000
Medavie Blue Cross Term 10 - $100,000 and Up
Medavie Blue Cross Century Life
COMPANY CONTACT INFORMATION:
Medavie Blue Cross
185 The West Mall Suite 610
Etobicoke, ON M9C 5P1
Website:http://www.bluecross.ca
| Customer Service Phone: | 1-800-563-2538 |
| Customer Service Fax: | 1-800-563-2538 |
| Contact's Name: | NA |
| Contact's Title: | Saskatoon Toll Free Number |
| Contact's Phone: | 306 244-1192 |
COMPANY INFORMATION AND BIOGRAPHY:
Blue Cross Life Insurance plans were structured provincially on a non-profit basis starting with Manitoba in 1939. Progressively medical and business professionals acknowledged the value of prepaid health care plans to give financial security for Canadians. These plans were the precursors of the provincial medical plans.
Despite the fact that the coverage originally pay close attention on health benefits, the Blue Cross Plans keep on innovating to deal with the various needs of a group and individual customers. In such case, Blue Cross was the first Canadian insurer to start on a group critical illness product in June 1995. Blue Cross has a firm status for financial stability in a time when Canadians are aiming on protecting their health and financial security. The company confidently believes on their strength and experience that provided peace of mind on them at present and in the succeeding years to come.
For more than 60 years, Blue Cross has been a stable presence in the lives and communities of Canadians. Take pleasure in the benefits of good health. Its name has been identical with affordable quality products and personalized service for millions of Canadians. The Blue Cross® name is limited in a variety of trade-marks owned by the Canadian Association of Blue Cross Plans. Making use of these trademarks is licensed by the Association to independent Member Plans representing all regions in Canada.
Supplementary health plans for individuals, families, seniors and employers of every size maintains to be the specialty of the Blue Cross Member Plans. The plans grant supplementary health and dental benefits, counting also prescription drugs, vision care, semi-private & private hospital rooms, short and long term disability, emergency medical travel, ambulance, home nursing, chiropractic and life insurance. Blue Cross Member Plans offer the strength, security and stability you can depend on.
| Product Name | Product Description | |
| Medavie Blue Cross Term 10 - Under $100,000 | This plan has the every benefit that Term 10 – under $100,000 product has. With the option of getting a lower rate once you gather all the requirements in areas involving your weight, family medical history and driving record. The details of the insurance policy would comprise a face value amounting from $100,000. The minimum premium is at $10 per month or $100 per year. With regards with underwriting, it is done regularly and enhanced. In addition, there are three underwriting classes which are the Standard, Preferred and Elite. The policy is issued to ages 18-65 years having the Standard or Preferred rate and Elite at the age of 35-65 years old. With the Rates, it is guaranteed for the life of the contract and will increase only at each renewal. Aside from that, it is guaranteed renewable, without medical examinations or evidence, every 10 years up to age 75. And finally, it is convertible to permanent insurance to age 65. |
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| Medavie Blue Cross Term 10 - $100,000 and Up | This plan has the every benefit that Term 10 – under $100,000 product has. With the option of getting a lower rate once you gather all the requirements in areas involving your weight, family medical history and driving record. The details of the insurance policy would comprise a face value amounting from $100,000. The minimum premium is at $10 per month or $100 per year. With regards with underwriting, it is done regularly and enhanced. In addition, there are three underwriting classes which are the Standard, Preferred and Elite. The policy is issued to ages 18-65 years having the Standard or Preferred rate and Elite at the age of 35-65 years old. With the Rates, it is guaranteed for the life of the contract and will increase only at each renewal. Aside from that, it is guaranteed renewable, without medical examinations or evidence, every 10 years up to age 75. And finally, it is convertible to permanent insurance to age 65. |
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| Medavie Blue Cross Century Life | Low rates and permanent protection are the best features of this innovative term product. The contract stays to be in force for life, not merely for a certain period of time. With that, it has affordable premiums and is guaranteed to constantly have the same rate. With this insurance policy, it is non-participating and totally guaranteed. The Face value amounts would begin at $10,000. The minimum premium is at $20 per month or $200 per year and issued to individuals having ages of 15 days to 70 years. The Face amount must be paid before death. And lastly, the insurance have guaranteed level premiums that are payable to age 100. With Optional Riders feature, any of the following riders may be added to a Term 10, and Century Life product. Family term rider allows you lengthen coverage to your spouse and/or children at affordable rates. It also permits you to protect your children’s future insurability. When children get to an age of 21, they can convert their coverage to permanent life insurance with Medavie Blue Cross, at up to 5 times its previous value regardless of their health status. For Waiver of premium, prior in getting the age 60, you turn out to be completely disabled for a period of at least 6 months during the term of the contract. The premiums for your life insurance policy are waived for the duration of your disability. Your policy remains fully in force. And with your Accidental death, this alternative grants you an extra payment to your beneficiary even if your death is due to an accident. You can purchase Accidental Death coverage to give your beneficiary with up to 2 times the amount of coverage included under your life insurance policy. |
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