permanent Life Insurance Provides Stability And Long-term Financial Comfort, Whether For Estate Preservation, Business Planning Or Retirement Purposes. Permanent Life Insurance Is Made With The Idea Of Earning Cash Value. Cash Value Is The Sum Of Money Paid Off To The Policyholder If The Policy Ends Or Surrendered. Given That The Policy Stays In Force, The Cash Value Builds Up Every Year And Is Added To The Death Benefit. It Is A Real Asset With Real Value That Can Aid In Protecting You And Your Family For A Lifetime. There Are Specific Kinds Of Permanent Life Insurance That Are Termed As Participating Whole Life Plans And Are Qualified To Receive Dividends When Acknowledged By The Company. Dividends Can Be Utilized In Various Ways. It Is Given To The Policyholder In Cash. It Can Earn Once Your Dividends Are Deposited. You Can Use It To Acquire Paid-up Additions Such As Paid-up Whole Life Insurance Which Is Added To The Death Benefit And Allows Growth In Cash Value. You Can Also Use It To Pay For Or Lower The Premiums When It Reaches Its Due Date. Permanent Life Insurance Can Be Procured As An Individual Coverage, Or Can Be Combined With Term Insurance To Meet Your Required Protection And Budgetary Needs. Unity Life And Foresters™ Put Forward A Variety Of Guaranteed And Participating Permanent Life Insurance Products For Canadians, Obtainable Only Through Unity Life’s Independent Distribution Partners All Over Canada. advantage Series Whole Life Insurance Products Underwritten By Foresters™ Are On Hand And Can Be Acquired Through Unity Life’s Network Of Independent Life Insurance Representatives.

permanent Life Insurance Provides Stability And Long-term Financial Comfort, Whether For Estate Preservation, Business Planning Or Retirement Purposes. Permanent Life Insurance Is Made With The Idea Of Earning Cash Value. Cash Value Is The Sum Of Money Paid Off To The Policyholder If The Policy Ends Or Surrendered. Given That The Policy Stays In Force, The Cash Value Builds Up Every Year And Is Added To The Death Benefit. It Is A Real Asset With Real Value That Can Aid In Protecting You And Your Family For A Lifetime. There Are Specific Kinds Of Permanent Life Insurance That Are Termed As Participating Whole Life Plans And Are Qualified To Receive Dividends When Acknowledged By The Company. Dividends Can Be Utilized In Various Ways. It Is Given To The Policyholder In Cash. It Can Earn Once Your Dividends Are Deposited. You Can Use It To Acquire Paid-up Additions Such As Paid-up Whole Life Insurance Which Is Added To The Death Benefit And Allows Growth In Cash Value. You Can Also Use It To Pay For Or Lower The Premiums When It Reaches Its Due Date. Permanent Life Insurance Can Be Procured As An Individual Coverage, Or Can Be Combined With Term Insurance To Meet Your Required Protection And Budgetary Needs. Unity Life And Foresters™ Put Forward A Variety Of Guaranteed And Participating Permanent Life Insurance Products For Canadians, Obtainable Only Through Unity Life’s Independent Distribution Partners All Over Canada. advantage Series Whole Life Insurance Products Underwritten By Foresters™ Are On Hand And Can Be Acquired Through Unity Life’s Network Of Independent Life Insurance Representatives.

universal Life Insurance Certificate Permits You To Check On The Different Insurance And Investment Choices, All Within The Framework Of A Single Life Insurance Certificate. Universal Life Features Would Comprise A Flexibility To Tailor The Plan To Your Necessary Needs. You Can Select The Premium, How You Allocate The Premium, The Amount And Kind Of Death Benefit, And The Rate Of The Insurance. With Your Investments, It Can Grow On A Tax-sheltered Basis Within Your Insurance Contract. The Value Of The Savings Portion And The Death Benefit Will Matter On The Options You Put Together. Universal Life Insurance Can Be Useful To Build Up Your Wealth On A Tax-sheltered Basis. If You Want Involvement And Control Of Your Finances And Wish For A Life Insurance Product That You Can Modify Depending Of Your Needs, Universal Life Insurance May Be The Best For You. The Kinds Of Investment Accounts Obtainable Are Guaranteed Interest Accounts With Fixed Rates Of Return. Next Is The Index Accounts With Variable Rates Of Return. Guaranteed Interest Accounts Have A Fixed Rate Of Return For The Full Term Of The Account. For Instance Is When You Acquire A Foresters™ Universal Life Product Through Unity Life, Your Rate Of Return Will Never Be Less Than 2.5%. When You Get Money From A Guaranteed Interest Account Prior Of The End Of The Investment Term Could Be Subject To A Market Value Adjustment. Index Accounts Have Rates Of Return Based On The Performance Of The Related Market Index.