• Canadian Capital One credit cards

    Premium Cards Maintain on its Improvement



    Credit card businesses have already been raising fees and adding new ones for customers with sub-par credit score to be able to compensate for the new rules that went into outcome once the CARD Act cut into their ability togenerate credit card charge earnings. But for the clients on the other end of the spectrum, premium credit cards are enhancing the perks.

    The Thank you Premier Card from Citi offers some unique benefits like a yearly free companion ticket, 15% low cost on any coach/economy or first class domestic air ticket and as much as $1,500 in trip-cancellation insurance for journeys paid for with the credit card and up to $3,000 for misplaced baggage. Citi also implemented a no-fee policy for foreign transactions. This can be a developing pattern with most credit cards.Capital One has had this feature currently; AmEx Platinum will include it soon and Chase features it on some cards. The Thank you card includes a $125 yearly fee for the main member and $50 for every additional member, each of which is waived the very first year. APRs range between 13.99% and 21.99% based on credit rating.

    The Thank you Prestige Card offers benefits above and beyond the premier card. The yearly companion ticket can be used for an intercontinental as well as domestic trip. Gold-level membership in Hilton Honors regular stay program, access to personalize concierge services for tickets and such and membership within the Priority Pass, airport lounge system all add to this cards worth.

    The yearly fee is $500 for the main member and $175 for each additional member and also the APR is 15.24%. The good print will deliver a few things to consider. Promotional airfare is available when tickets are bought through Spirit Incentives however they say the feesare the lowest fares available. Also, the 15% low cost applies towards the airline, routing and schedule that Spirit Incentives chooses. Other restrictions apply so it pays to do your research. It appears credit card issuers are upping the ante to entice this lucrative, premier clientele.

    See Also



    BMO Premium CashBack MasterCard

    Best Cash Back Credit Card

    Best Mastercard Credit Card

    External Links



    Marketprosecure.com

    Americanexpress.com

    Thedigeratilife.com




 
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1 Comments
On Jun 1, 2011, Monty Loree Said:
Are you saying that there are premium cards for sub par credit? That's what it sounds like

The The Thank you Prestige Card is an American credit card... are there any similar credit cards in Canada?
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