• Canadian Capital One credit cards

    Capital One: Gold Guaranteed 11.9% MasterCard



    What Do You Need to Know About It?

    When you check on the Gold guaranteed 11.9% MasterCard, there are a lot of things that turn out to be obvious at your initial glimpse of it. Not like nearly all credit cards where there is a doubt in the interest rate that you would need to pay for. This is not true with the Gold guaranteed 11.9% MasterCard. Having this particular credit card, you are assured of a rate at 19.8% on every cash advances. The rate of 19.8% is an interest figure that is computed yearly. Any items that you buy or balance transfers that you put together do have a fixed rate of 11.9% for the first three years as you make use of the credit card. The only provision that must be followed for this rate to make it fixed as long as you pay all your bills on time.

    After the three year period is over, it will be changed to a variable rate of +9.9% on both purchases and balance transfers. This is comparatively low concerning other credit cards that are obtainable in the market at present. One of the extra features that you will observe with the Gold guaranteed 11.9% Master Card is that you are offered with the no fee balance transfer service for high interest debt. This service is not being given by other credit card in the market at this moment. It is essential that those who wish to apply for this card will require having a respectable credit rating as it will matter regarding the approval of your application.

    Apply Today! Capital One - Gold MasterCard®; 11.9% Guaranteed for 3 Years (as long as you pay your bills on time)!

    Other Benefits that the Credit Card Comprise

    There are several other benefits that you can obtain as you hold the Gold guaranteed 11.9% MasterCard. If you come to a decision to pay an additional fee, you can select to either have cash back of 1% on each purchase transaction you had, or have every dollar spent redeem to reward air miles. Despite of which you choose to go with, you will notice that you are getting more value for money having these rewards. With these rewards, you would be obliged to pay small annual fee of $99 only.

    The best thing regarding the Gold guaranteed 11.9% MasterCard is that it is certified by MasterCard. You are not restricted in utilizing this credit card. Even if it has largely been aimed for those residing in Canada, it can still be used on a worldwide scale for both purchases and withdrawals. This is one aspect that is not often offered with credit cards.

    Apply Today! Capital One - SmartLine™ Platinum MasterCard

    Some of the benefits that you are involuntarily provided by the Gold guaranteed 11.9% MasterCard take in with the $0 fraud liability, 24/7 customer service, car rental collision and damage waiver and travel accident insurance up to $250,000. Every benefit is identified to come up to as standard with this particular credit card as you are established with it. It is recommended however that you take time in reading the fine print which would contain the terms and conditions. It is suggested that you do this prior in applying for the credit card.

    See Also



    Best Credit Cards Canada

    Best Balance Transfer Credit Cards Canada

    Best Cash Back Credit Cards Canada

    Best Capital One Credit Cards Canada

    Best MasterCard Credit Cards Canada

    Best MBNA Credit Cards Canada

    Best Visa Credit Cards Canada

    Best Secured Credit Cards Canada

    Travel Credit Cards Canada

    External Links



    Creditcardscanada.org

    Comparecreditcards.ca

    Redflagdeals.com


 
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2 Comments
On Dec 15, 2010, Laurel Ostfield Said:
This is Laurel at Capital One. There is a calculator on the product page on our Web site: http://www.capitalone.ca/credit-card/low-interest/low-fixed-rate-credit-card/. Click here for guidelines on who this card is a good fit for: http://www.capitalone.ca/credit-card/low-interest/low-fixed-rate-credit-card/good-for/
On Dec 12, 2010, credit card shopper Said:
11.9% is certainly better than my credit card's rate of 19.99% .. is there a calculator somewhere that tells you how much money you can save if you have $2,500 owing? I have approximately $5,800 owing on my 2 credit cards and would like to save on the interest?

Also, what type of credit rating do I need to be accepted for the Gold Guaranteed card?
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