Capital One: Helps Out in Boosting Your Credit Rating
From the time when I have access with the internet, I have encountered a lot of great web-only deals which is much lower in prices compared to those found in local stores. There was a time where I did hold a SOLO debit card. However, there were limited online shopping sites that accept the payment option. I then made a decision to apply for a credit card. Then the ads for Unlimited Access internet offer came that you will only pay monthly fee. However, they only accept credit cards. Because of that, I was unable to grab the offer.
I Applied for the Card..
I then tried to apply for credit cards again but still I did not get lucky. One day came when Capital One mail fell on my mat. I made a quick look on it and filled it up with the needed information. After a week, I received a letter along with the brand new shiny MasterCard placed at the bottom of the letter. At last I said, I can now discontinue on paying monthly internet phone calls and can avail the unlimited access for a lower cost.
Apply Today! Capital One - SmartLine™ Platinum MasterCard
I truly did not know about the interest rates and never got charged with any of it for the reason tat I always pay everything off every month and never had not go beyond my credit limit. Sometimes, I do not look at it as a credit card. I just think of it as an online payment method. Well, after 6 months had passed by, I got another letter from them stating that my credit limit was increased.
Buying a TV with my Credit Card...
With that, just before Christmas, the TV we had blew up then I decided to buy a new one using my credit card that does not use satellite signals just to see a movie or a TV show. A problem then came up where I do not have enough funds to pay off everything. As a result, interest fees where charged every month.
I then come across with the ads on marbles credit card where you can transfer the balance you had with your other cards to it and pay no interest for the period of 6 months. Great I said. I think I will go for it. I applied for it and after 24 hours, I immediately got an email from them showing the approval they gave me. I then got the new card with comparable credit limit with other credit cards. I then said to myself, that what happened in the past will never happen again.
In summary, during the time I got my Capital One MasterCard, I have found out that my credit rating is improving. Currently, I can receive catalogues that presents low interest credit cards that I can apply for.
See Also
Best Credit Cards Canada
Best Balance Transfer Credit Cards Canada
Best Cash Back Credit Cards Canada
Best Capital One Credit Cards Canada
Best MasterCard Credit Cards Canada
Best MBNA Credit Cards Canada
Best Visa Credit Cards Canada
Best Secured Credit Cards Canada
Travel Credit Cards Canada
External Links
Credit.about.com
Dart-creations.com
Ehow.com
