Platinum Credit Card Canada
Platinum credit cards are the kinds of cards that provide the card user all the possible benefits and features that a card company can give. Usually, the benefits are unique in the sense that it is not offered to the other cards that a specific card company offers. The benefits are commonly exclusive for the credit card and it is the finest among the other cards in the market. Having the platinum credit card entails the client to have a good or excellent credit history and would be suitable for customers that have savings to pay off the high interest rate as well as the annual fee. This cards is only offered to elite individual who are trustworthy and is not considered a risk for the card company. Credit limits for these type of cards are high that everything is mostly covered.
Balance Transfer Credit Cards Platinum Cards
When a card holder gets a platinum credit card, the card user is entitled of low introductory interest rates on balance transfer as well as the cash advances. This low interest promo is just available for only a few months to a year. After which, the interest rate goes back to its normal rate of charging. Aside from the low interest rate, the credit card also has a high credit limit which is usually above $100,000 compare to other cards having only a maximum of $50,000. Platinum Credit Card Canada. That is why card holders of this type of credit card are financially stable to pay off any charges especially on the interest which are too high.
Several of the best Balance Transfer Credit Cards under the platinum cards category are presented below along with their benefits and features.
MBNA Platinum Plus® MasterCard® Credit Card 1.99% for 10 months
Having a good credit brings immense benefits. In addition to a low initial Annual Interest Rate on balance transfer and doesnt charge any annual fee, this MasterCard offers a high credit line to clients qualifying for this card. But this would be available for those card applicants who have good credit history as well as with its credit rating with their other credit cards. This Platinum Plus® MasterCard® credit card has a low 1.99% introductory interest rate for 10 months on Balance Transfers and Cheque Cash Advances.
Other features of the card are listed below:
No Annual Fee that gives less burden on payment obligations.
Credit limit up to $100,000 and could be stretched further if you are a good creditor.
Emergency replacement within 48 hours for lost and stolen cards are free of charge.
Online access to your credit card account is available by just login in the internet with secured login password.
International acceptance at millions of locations around the world even in diverse areas
Around-the-clock fraud protection that gives assurance of safety and risk-free for the clients.
Immediate cash access at 430,000 ABMs internationally
24-hour customer service team that is always ready to help.
Emergency services like lost document and ticket replacement, lost luggage assistance, travel accident insurance, auto rental insurance are also catered on the services of the company.
Capital One SmartLine™ Platinum MasterCard
Apply Today! Capital One - SmartLine™ Platinum MasterCard
This is one of the best credit cards that Capital One offers. But this credit card requires an excellent credit history. This means that with your past credit card usage, you must not have any single penalties acquired and your credit rating must be high. The interest that comprises this card is at 5.99% which is best for individuals that save money on interest. This card is composed of great benefits that would give the card holder maximum convenience it can offer.
More features of the card are listed below:
No Annual Fee which means less responsibility on payments.
19.8% interest on Cash Advances is not good rate for this kind of card service.
5.99% on Purchases and Balance transfers guaranteed for 3 years. This must require the card holder to sustain agreement status. The interest rate switches to a variable rate of Prime +3.75% on purchases and balance transfers after 3 years of being a card user for the company.
Balance transfers dont entail any fee or charges.
Cash Back Credit Cards Platinum Cards
Capital One - Cash Back Plus Platinum MasterCard®
This credit card entitles the card user the chance to get a cheque or statement credit after accumulating more than $15 in points. The rewards offered for this best cash back credit card Canada is more on the cash back reward compared on other possible gift rewards. This card does have an annual fee of $99. Platinum Credit Card Canada. It is better to use the card to its maximum limit to be able to enjoy the rewards more than the fee. Be conscious of the due dates of payment as the card comprise a 19.8% interest. So, card holders should pay their bills monthly to avoid the interest.
The Cash Back Plus Platinum card allows you to gain points through following ways:
For purchases up to $10,000 you get 1% cash back annually as the company offers such benefit.
When purchases reach between $10,000.01 and $20,000 you'll collect 1.5% cash back annually
In purchases over $20,000 you'll collect 2% cash back annually to the client account.
There is no limit on the number of points earned
When doing balance transfers or cash advances, these transactions are not entitled of points and cash backs.
Platinum Credit Card Canada
MBNA Premier Rewards® Platinum Plus® MasterCard®
A rewards credit card that provides cash back for the total amount of purchases made. Furthermore, gives the client automatic rewards to be credited on the account once promos on companys website are availed. This would give much rewards and opportunities of the card holder to venture everything as far as the card offers.
Here are the of the MBNA credit card features:
As commonly offered by rewards credit card. This card has No Annual Fee as well.
1% back on all net retail purchases when buying merchandise or any transactions that you have used your rewards card.
There is a yearly automatic rewards crediting in your account once you have availed with their promos especially those that are offered in the companys website.
Regarding with points, there is an enticing policy of No spending limits or earning limits. Customers can earn points as much as they can and redeem rewards equivalent to their accumulated points.
There is Exclusive platinum benefits and peace of mind for the card holder that provides less risks and hassle.
Booming credit limit of up to 100,000 is offered by the card issuer giving the customer a wider range to spend on their credits.
Customer service is always present 24/7 for any inquiries or problems that these card holders may encounter when using their credit cards.
Low Interest Credit Cards Platinum Cards
Citi® Platinum Select® MasterCard®
The Citi® Platinum Select® Card is one of the best balance transfer and low purchase APR credit cards offered in the market. This is the top card when it comes to transfers. With one of the lowest regular APRs, this card also gives you 18 months from date of account opening to transfer high-interest balances. Zero liability on unauthorized purchases and online account management features make this a great card. In addition to the 0% APR on balance transfers and purchases for the first 18 months, you can also enjoy the benefits of no annual fee.
Citi® Platinum Select® Card offers more benefits below from the credit card:
0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate.
Extra Cash from Citi is enjoyed through discounts on gift cards,travel, merchandise and more for the card holder.
Citi® Identity Theft Solutions services provided.
Secure and free online account management for this credit card.
No annual fee policy for the card.
Platinum Credit Card Canada
MBNA Platinum Plus® MasterCard® Credit Card 1.99% for 10 months
Having a good credit brings immense benefits. In addition to a low initial Annual Interest Rate on balance transfer and doesnt charge any annual fee, this MasterCard offers a high credit line to clients qualifying for this card. But this would be available for those card applicants who have good credit history as well as with its credit rating with their other credit cards. This Platinum Plus® MasterCard® credit card has a low 1.99% introductory interest rate for 10 months on Balance Transfers and Cheque Cash Advances.
Other features of the card are listed below:
No Annual Fee that gives less burden on payment obligations.
Credit limit up to $100,000 and could be stretched further if you are a good creditor.
Emergency replacement within 48 hours for lost and stolen cards are free of charge.
Online access to your credit card account is available by just login in the internet with secured login password.
International acceptance at millions of locations around the world even in diverse areas
Around-the-clock fraud protection that gives assurance of safety and risk-free for the clients.
Immediate cash access at 430,000 ABMs internationally
24-hour customer service team that is always ready to help.
Emergency services like lost document and ticket replacement, lost luggage assistance, travel accident insurance, auto rental insurance are also catered on the services of the company.
Capital One SmartLine™ Platinum MasterCard
Apply Today! Capital One - SmartLine™ Platinum MasterCard
This is one of the best credit cards that Capital One offers. But this credit card requires an excellent credit history. This means that with your past credit card usage, you must not have any single penalties acquired and your credit rating must be high. The interest that comprises this card is at 5.99% which is best for individuals that save money on interest. This card is composed of great benefits that would give the card holder maximum convenience it can offer.
More features of the card are listed below:
No Annual Fee which means less responsibility on payments.
19.8% interest on Cash Advances is not good rate for this kind of card service.
5.99% on Purchases and Balance transfers guaranteed for 3 years. This must require the card holder to sustain agreement status. The interest rate switches to a variable rate of Prime +3.75% on purchases and balance transfers after 3 years of being a card user for the company.
Balance transfers dont entail any fee or charges.
Rewards Credit Cards Platinum Cards
Visa Platinum Avion Credit Card
This is an excellent travel rewards card that allows the card holder to earn RBC Rewards points with every purchase made using the credit card. Redeeming for flights on any airline is assured with no blackouts as well as seat limitations. Platinum Credit Card Canada. in redeeming for any merchandise, gift cards/certificates and more it can be done through an online process or on their redemption centers allocated by the card company. With this platinum card, the optimum benefits are given and promos are mostly available for the card holder.
Visa Platinum Avion card benefits and features:
Flexible points redemption options such as air travel on any airline, anytime with no blackout periods or seat restrictions guaranteed.
Earn 1 RBC Rewards point for every dollar you spend using the credit card.
Air travel rewards start as low as 15,000 points for this card.
Choose from other travel rewards offered by the card company including packaged holidays, hotels, car rentals, rail travel, cruises and tours.
Redeem for any of our specially selected merchandise items, gift certificates or investment rewards using the earned rewards points.
Earn RBC Rewards points faster with travel bookings with the Carlson Wagonlit Travel.
Additional RBC Rewards points will be given once client avails the RBC Rewards Dining Program and Thrifty Car Rental.
Exchange RBC Rewards points for Esso Extra points is allowed for this card.
Option to transfer RBC Rewards points to Asia Miles or BA Miles is also granted by the card company.
Minimum credit limit of $1,000 is assured for this card.
Chip and PIN technology to safeguard your card from fraudulent use and Zero Cardholder Liability eliminates your liability for fraudulent card transactions, provided you take reasonable precautions to protect your PIN and your card, as set out in your RBC Royal Bank Credit Card Agreement.
Visa PayWave for speed, convenience and security when paying off for any small purchases made with the card is provided.
Cathay Pacific Visa Platinum Credit Card
The RBC Cathay Pacific Visa Platinum card is the only credit card in Canada that allows the card holder to earn Asia Miles points for international flights to over 900 destinations, upgrades and more services. With the Visa Platinum card, card user easily earnes Asia Miles point in order to enjoying special benefits and valuable insurances. This credit card is best for clients that are frequent flyer as they can take full advantage of the cards benefits and features.
Cathay Pacific Visa Platinum card details:
5,000 Bonus Asia Miles upon approval of the card.
Earn 1 Asia Mile for every $1 dollar spent with the card.
Double Asia Miles for each $1 spent on Cathay Pacific airline tickets purchased through the website of the company which is www.cathaypacific.com
31-Day Out of Province or Country emergency Medical Insurance given.
Complimentary membership (Green Tier) into The Marco Polo Club for principal cardholder and a fee waiver worth $50 USD.
2 Asia Miles for every $5 HKD spent on in-flight purchases with a minimum net purchase of $500 HKD.
Earn more Asia Miles from a wide selection of Asia Miles partners.
Worldwide Access to Cash Advances up to $1,000 daily.
Minimum $1,000 credit limit assured for this card.
Commission Free Travellers Cheques are offered by the card company
Enjoy the convenience and protection of the Credit Card with purchase related insurances.
Zero Cardholder Liability eliminates your liability for fraudulent card transactions, provided you take reasonable precautions to protect your PIN and card set out by the RBC Royal Bank Credit Card Agreement.
Accepted at more than 600,000 locations in Canada and over 20 million locations worldwide.
Guaranteed hotel reservations for the card holder.
Chip and PIN technology for enhanced security service comprises the credit card.
Cash Back Platinum MasterCard® with No Hassle Rewards™
The clients who are suitable for this card are those individuals who spend money and just want to gain the cash back or rebate. They are the persons who spend for small quantities of merchandise but get much of the benefits of the credit card.
Here's what you get with this card:
0.5% cash back annually on total purchases up to $3,000 are given back to the card user.
Additional 1% cash back annually on total purchases above $3,000 is also returned.
This card doesnt have any annual fee charge.
When redeeming your cash by cheque or get a credit on your statement you can request for it online.
Earning or savings you gain with this card has no limit or capacity.
See Also
Balance Transfer Credit Card Canada
Best Low Interest Credit Cards Canada
Best Capital One Credit Cards Canada
Best MasterCard Credit Cards Canada
Best Visa Credit Card Canada
Best Cash Back Credit Cards Canada
References
Best Credit Cards in Canada
Gold Credit Cards Canada
Platinum Credit Cards Canada
Rewards Credit Card Canada
External Links
List of Top Visa Credit Cards
Canadian Credit Cards
FCAC - Best Credit Cards in Canada
PLATINUM CREDIT CARDS CANADA
