• Canadian Capital One credit cards

    Credit Card Comparison Canada



    Interested in Credit Card Comparison in Canada? This article is full of good advice and information to help you. Have more questions? Please join in the blog comments conversation below. CCHelper will be able to help you out.

    The purpose of “Best Low Interest Credit Cards” is for people with good or excellent credit as well as those people with does have bad credit. These credit cards presented here are having low interest rates that would be suitable for those card holders who wish to use some credit even if they can’t full pay off the total debt each month. These cards are coming from different card issuers who offer low interest rates when using the cards for purchases or any transactions made by the card user. Each credit card is offering variety of offers aside from the low interest rate. It is better to compare and check every detail of the card, most especially on the features and benefits. In this way, you can decide which best low interest credit cards Canada to apply for and suit your needs.

    Good Credit - Low Interest Credit Cards



    Credit card that belongs in this category is credit cards that offer low interest rates. These best low interest credit cards Canada are beneficial to card users who are wishing to use the credits available of the card for doing some purchasing or transactions with the cards. In case of financial problems and the user is unable to pay the bills that is due every end of the month, the card holder is only charged with minimal interests as some credit card offer 5.99% which is low enough. Some do offer a little higher at 9.99% other ranging at 11.99% to 14.99%. However, even if these interest rate different in some values, it is still low compared to other cards that doesn’t offer low interest like cash back credit cards or rewards credit cards. It will not be a burden in the part of the card user as the interest rate is low and settlement of the account on the next billing date is more possible. Various types of best low interest credit cards Canada coming from different card issuers will be presented. Take a look on the unique characteristic of each card.

    MBNA Gold MasterCard® Credit Card – Fixed 9.99% AIR


    Apply Today! Gold MasterCard® credit card - Fixed 9.99% AIR

    This best low interest credit cards Canada has a fixed annual interest rate of 9.99%. The required credit history for this card is at a good level. If credit card applicants haven’t made an excellent credit history, they could resort to this card. Soon, if they have gained an excellent credit history then they can shift to a higher credit card that offers maximum benefits. More benefits below to ponder on.

    Here are some features of the credit card:
    • No Annual Fee for the card holder.
    • 9.99% Annual Interest Rate on Purchases and Cash Advances are offered and is considered a fair rate for the client.
    • Around-the-clock fraud protection that gives assurance of safety and risk-free for the clients.
    • Online access to your credit card account is available by just login in the internet with secured login password.
    • 24-hour Customer service that is always ready to help.
    • Immediate cash access at 430,000 ATMs internationally
    • Emergency services like lost document and ticket replacement, lost luggage assistance, travel accident insurance, auto rental insurance are also catered on the services of the company.

    Capital One - Gold MasterCard®; 11.99% Guaranteed for 3 Years (as long as you pay your bills on time)!


    Apply Today! Capital One - Gold MasterCard®; 11.9% Guaranteed for 3 Years (as long as you pay your bills on time)!

    If your credit is good but not absolutely perfect, this is the best capital one credit cards Canada is for you. It has the same features as the Smartline™ but with just a little higher interest rate.

    Some features of the Capital One - Gold MasterCard credit card:
    • Annual interest rate for cash advances is 19.8% for this card.
    • Enjoy the certainty of a low long-term rate of 11.9% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time).
    • After that your rate will stay low and become a variable rate of Prime +9.9% on purchases and balance transfers.
    • Save money when you transfer high-interest debt with our no-fee balance transfer service.
    • Subject to credit Approval once you have applied for the card.

    CIBC Select Visa™ Card


    CIBC Select Visa Card is offering a low interest rate of 11.5% to the card user. However, this credit card does have an annual fee of $29 which can already be considered cheap and affordable. Even though this card has an annual fee, it doesn’t affect the client’s usage of the card. The card holder can still use the card as much as he/she likes. Check further for the extra benefits of the card.

    Additional card benefits below:
    • It instantly gives the card holder $100,000 Common Carrier Accident Insurance that can be used to give a helping hand to the customer when they unfortunately get into an accident.
    • When renting a car, AVIS Car rental give the client a whapping 20% discount to all participating locations only.
    • In using a cheque, CIBC is offering free personalized Convenience cheques.
    • You can get 3 maximum credit cards per account with no extra charge coming from the card issuer.

    Capital One - SmartLine™ Platinum MasterCard


    Apply Today! Capital One - SmartLine™ Platinum MasterCard

    This card is for individuals who have excellent credit history.

    The interest rate on this card is 5.99% which is good if you want to save money on interest.. This card requires you to have an excellent credit rating.

    Some of the other features are as follows:
    • This card has no annual fee. If you do a cash advance you'll pay 19.8% interest, so it's not a good card for borrowing cash.
    • You'll get 5.99% on purchases and balance transfers guaranteed for 3 years as long as you maintain your agreement status. After the three years the interest rate switches to a variable rate of Prime +3.75% on purchases and balance transfers.
    • A nice feature for balance transfers is that you do not pay a fee when you do a balance transfer. That's a cost free service

    MBNA Platinum Plus® MasterCard® Credit Card – 1.99% for 10 months


    Having a good credit brings immense benefits. In addition to a low initial Annual Interest Rate on balance transfer and doesn’t charge any annual fee, this MasterCard offers a high credit line to clients qualifying for this card. But this would be available for those card applicants who have good credit history as well as with its credit rating with their other credit cards. This Platinum Plus® MasterCard® credit card has a low 1.99% introductory interest rate for 10 months on Balance Transfers and Cheque Cash Advances.

    Other features of the card are listed below:
    • No Annual Fee that gives less burden on payment obligations.
    • Credit limit up to $100,000 and could be stretched further if you are a good creditor.
    • Emergency replacement within 48 hours for lost and stolen cards are free of charge.
    • Online access to your credit card account is available by just login in the internet with secured login password.
    • International acceptance at millions of locations around the world even in diverse areas
    • Around-the-clock fraud protection that gives assurance of safety and risk-free for the clients.
    • Immediate cash access at 430,000 ABMs internationally
    • 24-hour customer service team that is always ready to help.
    • Emergency services like lost document and ticket replacement, lost luggage assistance, travel accident insurance, auto rental insurance are also catered on the services of the company.

    Capital One Low Rate Guaranteed MasterCard®


    Apply Today! Low Rate Guaranteed MasterCard®

    This best low interest credit cards Canada allows the card users to use all the benefits of having a credit card. Capital One provides the client all the extravagance of renting a car, do online shopping or book hotel reservations. Having this credit card for your convenience, the credit history you are building will not be affected but instead grow to a higher level as long as no penalties are encountered. This card has a lot more to offer. Check it out below.

    Other Capital One Guaranteed MasterCard benefits:
    • Travel benefits offered: Master RoadAssistTM, MasterCard Global ServiceTM, MasterAssistTM Travel Assistance Service for client safety all the time.
    • Travel accident insurance is also given aside from the safety assistance.
    • MasterCard PayPass™ give convenience in paying bill for the card holder.
    • Tap-to-Go system when using the card to have less hassle from card swiping.
    • 27/7 standby customer service to phone or online.
    • $0 fraud liability for unauthorized card holder using the credit card for any transactions.
    • The Guaranteed MasterCard® additionally protects you with purchase assurance and extended warranty for the time the client is still rebuilding the credit history.

    Good Credit - Cash Back Credit Cards



    Capital One - Cash Back Plus Platinum MasterCard®




    This credit card entitles the card user the chance to get a cheque or statement credit after accumulating more than $15 in points. The rewards offered for this best cash back credit card Canada is more on the cash back reward compared on other possible gift rewards. This card does have an annual fee of $99. Platinum Credit Card Canada. It is better to use the card to its maximum limit to be able to enjoy the rewards more than the fee. Be conscious of the due dates of payment as the card comprise a 19.8% interest. So, card holders should pay their bills monthly to avoid the interest.

    The Cash Back Plus Platinum card allows you to gain points through following ways:
    • For purchases up to $10,000 you get 1% cash back annually as the company offers such benefit.
    • When purchases reach between $10,000.01 and $20,000 you'll collect 1.5% cash back annually
    • In purchases over $20,000 you'll collect 2% cash back annually to the client account.
    • There is no limit on the number of points earned
    • When doing balance transfers or cash advances, these transactions are not entitled of points and cash backs.
    • Platinum Credit Card Canada

    Aspire Gold MasterCard®


    Apply Today! Capital One - Aspire™ Gold MasterCard®

    This credit card would offer a secure online application which gives the card applicant assured security. This card offers good benefits that are of advantage of the card user. Check out more of this card's benefits.

    Aspire Gold MasterCard® benefits:
    • Earn reward miles every time the card is used.
    • No Annual Fee for this credit card.
    • Earn 1 reward mile for every $1 spent on everything you buy or purchase.
    • 5,000 bonus reward miles with your first purchase using the card.
    • 1,000 anniversary bonus reward miles every year given to the card holder.
    • Redeem for travel, cash, merchandise or gift cards using the points accumulated or collected.

    Capital One - Cash Back Gold MasterCard®


    Getting this credit card will let the cardholder earn cash back rewards instantly on every purchase made using the credit card. The more the credit card is used on transactions, the more earnings will be accumulated in which it will be subject for the source of how much cash back or rebate is returned. The client can ask for additional cards without any fee and also add an authorized user. What is great about this card is that you won’t feel and realize that your rewards are doubling up in points over a short period of time as long as the credit card is constantly used.

    The Cash Back Gold card allows you to gain points through following ways:
    • 0.50% cash back up to $3,000 in spending using the credit card.
    • Company gives a 1% cash back on all purchases greater than $3,000.
    • Price Protection Program will help clients find a lower price on your purchase within 60 days, Capital One will refund you the difference up to $100.
    • There is no limit on the number of points earned
    • Card holder can redeem rewards anytime as long as personal account have a deposit amount of above $15.
    • Purchase Theft Protection is giving a 120 days insurance in case of theft or damage to purchases made.
    • No maximum rebate policy is guaranteed.
    • Extended Warranty Program will double warranty up to 2 yrs from the past offer of 1 yr only.
    • Car Rental Insurance and Baggage Delay Insurance is also provided as part of the benefits.

    BMO CashBack MasterCard®


    BMO Cash Back MasterCard offers their client cashbacks when spending at different Shell location in Canada. Cashbacks are also awarded when you get a car rental at National Car Rental or Alamo Rent a Car where their branches are located worldwide. This two rent a car companies also give big discounts once you get to have their services.

    BMO CashBack MasterCard card details are listed below.
    • The card doesn’t have any annual fee charged by the company.
    • For every card purchase made there is 0.5% cashback given to the client.
    • When spending and enjoying the Shell station services, 1.5% cashback is returned to the customer.
    • National Car Rental & Alamo Rent A Car would also give 1.5% cashback when you rent a car at their shops which are located worldwide.
    • Cash Back MasterCard Credit Card Canada
    • Huge discount of up to 25% on rentals done at National Car Rental & Alamo Rent A Car.
    • Interest rate is at 19.5% which is fair enough for the card holder to handle during billing payments.

    Aspire™ World MasterCard®


    Apply Today! Capital One - Aspire™ World MasterCard®

    This credit card would offer a secure online application just the same with Aspire Gold MasterCard. it also gives the card applicant assured security. This card offers good benefits and features that are of advantage of the card user which is convenient to use. This card Check out more of this card's benefits.

    Here are some features of the credit card:
    • Earn more reward miles - on everything you buy using the card.
    • Earn 2 reward mile for every $1 spent - on everything you purchase with the card.
    • 35,000 bonus reward miles with your first purchase of the credit card.
    • 10,000 anniversary bonus reward miles every year.
    • Redeem for travel, cash, merchandise, gift cards and more.
    • World MasterCard benefits including Travel Emergency Medical Insurance and Trip Cancellation Insurance.

    Good Credit - Balance Transfer Credit Cards



    Capital One - SmartLine™ Platinum MasterCard


    Apply Today! Capital One - SmartLine™ Platinum MasterCard

    This card is for individuals who have excellent credit history.

    The interest rate on this card is 5.99% which is good if you want to save money on interest.. This card requires you to have an excellent credit rating.

    Some of the other features are as follows:
    • This card has no annual fee. If you do a cash advance you'll pay 19.8% interest, so it's not a good card for borrowing cash.
    • You'll get 5.99% on purchases and balance transfers guaranteed for 3 years as long as you maintain your agreement status. After the three years the interest rate switches to a variable rate of Prime +3.75% on purchases and balance transfers.
    • A nice feature for balance transfers is that you do not pay a fee when you do a balance transfer. That's a cost free service

    MBNA Platinum Plus® MasterCard® Credit Card – 1.99% for 10 months


    Having a good credit brings immense benefits. In addition to a low initial Annual Interest Rate on balance transfer and doesn’t charge any annual fee, this MasterCard offers a high credit line to clients qualifying for this card. But this would be available for those card applicants who have good credit history as well as with its credit rating with their other credit cards. This Platinum Plus® MasterCard® credit card has a low 1.99% introductory interest rate for 10 months on Balance Transfers and Cheque Cash Advances.

    Other features of the card are listed below:
    • No Annual Fee that gives less burden on payment obligations.
    • Credit limit up to $100,000 and could be stretched further if you are a good creditor.
    • Emergency replacement within 48 hours for lost and stolen cards are free of charge.
    • Online access to your credit card account is available by just login in the internet with secured login password.
    • International acceptance at millions of locations around the world even in diverse areas
    • Around-the-clock fraud protection that gives assurance of safety and risk-free for the clients.
    • Immediate cash access at 430,000 ABMs internationally
    • 24-hour customer service team that is always ready to help.
    • Emergency services like lost document and ticket replacement, lost luggage assistance, travel accident insurance, auto rental insurance are also catered on the services of the company.

    Capital One - Gold MasterCard®; 11.99% Guaranteed for 3 Years (as long as you pay your bills on time)!


    Apply Today! Capital One - Gold MasterCard®; 11.9% Guaranteed for 3 Years (as long as you pay your bills on time)!

    If your credit is good but not absolutely perfect, this is the best capital one credit cards Canada is for you. It has the same features as the Smartline™ but with just a little higher interest rate.

    Some features of the Capital One - Gold MasterCard credit card:
    • Annual interest rate for cash advances is 19.8% for this card.
    • Enjoy the certainty of a low long-term rate of 11.9% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time).
    • After that your rate will stay low and become a variable rate of Prime +9.9% on purchases and balance transfers.
    • Save money when you transfer high-interest debt with our no-fee balance transfer service.
    • Subject to credit Approval once you have applied for the card.

    Good Credit - Rewards Credit Cards



    MBNA WorldPoints Rewards MasterCard


    This Best MBNA Credit Cards Canada has been the most rewarding MasterCard as it gives you instant 1.000 world points as an introductory reward. With that, you can avail right away of its offered rewards even without using or earning points yet with your card. You have just simply got a card and receive a reward in return.This rewards credit card has a lot of features to get to know too.

    Here is the list of its card features:
    • You easily Earn 1 world point for every dollar you have spent.
    • With your first qualifying transaction, you can instantly earn 1,000 bonus WorldPoints.
    • Once you reach a certain number of point, you can redeem WorldPoints rewards either of your choice whether spend it for travel or for merchandise or both at the same time.
    • Redemption level is at 1,000 WorldPoints which mean that the moment you got the card with the instant 1,000 WorldPoints, you can avail a certain reward equivalent of the points you have
    • Annual fee is cheap compared to other rewards cards which are only at $29.

    Capital One - Cash Back Plus Platinum MasterCard®




    This credit card entitles the card user the chance to get a cheque or statement credit after accumulating more than $15 in points. The rewards offered for this best cash back credit card Canada is more on the cash back reward compared on other possible gift rewards. This card does have an annual fee of $99. Platinum Credit Card Canada. It is better to use the card to its maximum limit to be able to enjoy the rewards more than the fee. Be conscious of the due dates of payment as the card comprise a 19.8% interest. So, card holders should pay their bills monthly to avoid the interest.

    The Cash Back Plus Platinum card allows you to gain points through following ways:
    • For purchases up to $10,000 you get 1% cash back annually as the company offers such benefit.
    • When purchases reach between $10,000.01 and $20,000 you'll collect 1.5% cash back annually
    • In purchases over $20,000 you'll collect 2% cash back annually to the client account.
    • There is no limit on the number of points earned
    • When doing balance transfers or cash advances, these transactions are not entitled of points and cash backs.
    • Platinum Credit Card Canada

    CIBC Aerogold® Visa™ Card


    Travel rewards are the most special feature of this card. It gives a lot of benefits for people who loves to travel for leisure or for business purposes. It also offers points that can be redeemed with equivalent rewards based on your points earned. The exclusive benefits are listed below. Best Visa Credit Card Canada.

    List of CIBC Aerogold Visa™ Card benefits
    • 15, 000 bonus Aeroplan® Miles on the first purchase of the card which is equivalent to one economy class short-haul flight at the ClassicFlight® reward level.
    • Earn 1 Aeroplan Mile every time a dollar is spent by the card user.
    • 1.5 Aeroplan Miles awarded for purchasing gas, groceries and items from the drugstores.
    • Aeroplan participating partners also give additional points when you use the card at their stores or shops.
    • Air Canada and Air Canada Jazz including Executive Class/Executive First 1 are given free access for the card users for the available seat only.
    • CIBC guarantees the client that points earned will not be lost even being inactive for 12 months.

    BMO Gold AIR MILES MasterCard®


    This credit card gives the card user point bonuses. In addition, the card provides discount on flights booked with Air Miles and double up points when doing transaction with Shell Stations and National Car Rental & Alamo Rent A Car. This Gold Credit Card Canada card offers everything that the card company can provide for the card holder to enjoy.

    BMO Gold AIR MILES MasterCard additional benefits:
    • 150 bonus reward miles instantly given with your first card purchase.
    • Exclusive 25% discount on the number of reward miles required for all AIR MILES flights worldwide.
    • BMO Travel Protection including Collision Damage Waiver coverage for car rentals. Save money for about $29/yr.
    • 1 AIR MILES reward mile for every $15 in card purchases.
    • Double reward miles at Shell locations in Canada once doing a purchase or avail any services.
    • Double reward miles at National Car Rental & Alamo Rent A Car locations worldwide.
    • 19.5% interest rate for this credit card.
    • $99 annual fee is charged by the card company.

    MBNA PremierRewards® Platinum Plus® MasterCard®


    A rewards credit card that pays you back with what you have spent for. It allows its customer to make their dollar spent to go as far as possible. This means that this company allows their card holders to enjoy the rewards they have prepared especially to those clients who spent much using their card and accumulate numerous points. It could be then exchange with surprisingly great items or merchandise. It can even become certificate for groceries, gas or for shopping.Check on the features of this rewards credit card and compare to which features and offers you are fascinated on.

    Here are its features:
    • As commonly offered by rewards credit card. This card has No Annual Fee as well.
    • 1% back on all net retail purchases when buying merchandise or any transactions that you have used your rewards card.
    • There is a yearly automatic rewards crediting in your account once you have availed with their promos especially those that are offered in the company’s website.
    • Regarding with points, there is an enticing policy of No spending limits or earning limits. Customers can earn points as much as they can and redeem rewards equivalent to their accumulated points.
    • There is Exclusive platinum benefits and peace of mind for the card holder that provides less risks and hassle.
    • Booming credit limit of up to 100,000 is offered by the card issuer giving the customer a wider range to spend on their credits.
    • Customer service is always present 24/7 for any inquiries or problems that these card holders may encounter when using their credit cards.

    Capital One - Cash Back Guaranteed MasterCard® for Gas & Groceries


    This best cash back credit card Canada is usually used by card holders for their purchases on gas and groceries because they are getting more on the cash back. It gives them much savings over their expenses. So, collecting cash back points every month becomes an advantage on their part in using the card. But card users must be responsible in the payment of their balance so that they will not be charged of interest fee. More cash backs are provided on the card details below.

    This card has more benefits to offer:
    • Credits used on gas purchases give you receive 2% cash back.
    • In buying groceries, 2% cash back is given in return to your account.
    • Every other purchase made with the card, the client will receive 1% cash back.

    Good Credit - Travel Rewards Credit Cards



    Aspire Gold MasterCard®


    Apply Today! Capital One - Aspire™ Gold MasterCard®

    This credit card would offer a secure online application which gives the card applicant assured security. This card offers good benefits that are of advantage of the card user. Check out more of this card's benefits.

    Aspire Gold MasterCard® benefits:
    • Earn reward miles every time the card is used.
    • No Annual Fee for this credit card.
    • Earn 1 reward mile for every $1 spent on everything you buy or purchase.
    • 5,000 bonus reward miles with your first purchase using the card.
    • 1,000 anniversary bonus reward miles every year given to the card holder.
    • Redeem for travel, cash, merchandise or gift cards using the points accumulated or collected.

    MBNA WorldPoints Rewards MasterCard


    This best mbna credit cards canada has been the most rewarding MasterCard as it gives you instant 1.000 world points as an introductory reward. With that, you can avail right away of its offered rewards even without using or earning points yet with your card. You have just simply got a card and receive a reward in return.This rewards credit card has a lot of features to get to know too.

    Here is the list of its card features:
    • You easily Earn 1 world point for every dollar you have spent.
    • With your first qualifying transaction, you can instantly earn 1,000 bonus WorldPoints.
    • Once you reach a certain number of point, you can redeem WorldPoints rewards either of your choice whether spend it for travel or for merchandise or both at the same time.
    • Redemption level is at 1,000 WorldPoints which mean that the moment you got the card with the instant 1,000 WorldPoints, you can avail a certain reward equivalent of the points you have
    • Annual fee is cheap compared to other rewards cards which are only at $29.

    Aspire™ World MasterCard®


    Apply Today! Capital One - Aspire™ World MasterCard®

    This credit card would offer a secure online application just the same with Aspire Gold MasterCard. it also gives the card applicant assured security. This card offers good benefits and features that are of advantage of the card user which is convenient to use. This card Check out more of this card's benefits.

    Here are some features of the credit card:
    • Earn more reward miles - on everything you buy using the card.
    • Earn 2 reward mile for every $1 spent - on everything you purchase with the card.
    • 35,000 bonus reward miles with your first purchase of the credit card.
    • 10,000 anniversary bonus reward miles every year.
    • Redeem for travel, cash, merchandise, gift cards and more.
    • World MasterCard benefits including Travel Emergency Medical Insurance and Trip Cancellation Insurance.

    BMO Gold AIR MILES MasterCard®


    This credit card gives the card user point bonuses. In addition, the card provides discount on flights booked with Air Miles and double up points when doing transaction with Shell Stations and National Car Rental & Alamo Rent A Car. This Gold Credit Card Canada card offers everything that the card company can provide for the card holder to enjoy.

    BMO Gold AIR MILES MasterCard additional benefits:
    • 150 bonus reward miles instantly given with your first card purchase.
    • Exclusive 25% discount on the number of reward miles required for all AIR MILES flights worldwide.
    • BMO Travel Protection including Collision Damage Waiver coverage for car rentals. Save money for about $29/yr.
    • 1 AIR MILES reward mile for every $15 in card purchases.
    • Double reward miles at Shell locations in Canada once doing a purchase or avail any services.
    • Double reward miles at National Car Rental & Alamo Rent A Car locations worldwide.
    • 19.5% interest rate for this credit card.
    • $99 annual fee is charged by the card company.

    Bad Credit - Secured Credit Cards



    Capital One Low Rate Guaranteed Secured MasterCard®


    Apply Today! Capital One - Low Rate Guaranteed Secured MasterCard®

    Capital One offers this card to clients who don’t have any credit or limited credit history. This is a card that allows customers to start building their credit history. One of the perks of this card is that there is always a guaranteed approval of having the card once the client applies. Another feature would be the low interest rate it offers as well as low annual fees.

    This credit card comprises these following features:

    • Any application of the card has a guaranteed approval.
    • Master RoadAssist™, MasterCard Global Service™ and MasterCard PayPass™ are use in tap-and-go pay system that gives less hassle for the client in payment as the card don’t need to be swiped.
    • Low Interest rate of 14.9% on purchases and balance transfer that does not bring trouble to client during payment of balances.
    • The customer service is on standby 24/7 through phone or online.
    • Provides 0$ fraud liability for any unauthorized purchases done by the card user.
    • Give you the chance in building a credit history.

    Home Trust Secured Visa Card


    This card company allows their client to build or rebuild their credit history without putting much financial burden. Bad credit cards Canada that are discontinued don’t put the card holder at risk of trouble but it only requires the client to pay the outstanding balance as the company has served you. In exchange for the payment is that your security balance will be returned.

    All the benefits that the cards offers:

    •Minimum balance of $500 is all what the company needs for you to get the credit card.
    •Interest rate is at 19.99% for cash advances and purchases.
    •Annual fee is charged which is at $49.
    •With card approval, everyone is considered prospects.
    •Client can either make purchases over the phone or through online.
    •Card holders access to their cash are available over 1 million Visa or Plus affiliated ATMs all over the world.
    • Over 24 million locations worldwide are provided to the card holders to shop and use their credit card
    •Easy to plan and book a vacation when using this Home Trust credit card.

    Capital One Guaranteed MasterCard®


    This card allows the card users to experience all the benefits of having a credit card. Capital One gives the client the luxury to be able to rent a car, do shopping online or book hotel rooms. With this Capital One credit card in your hands, your credit history will not suffer but instead build up as long as you pay your bills on time. This card has a lot more to offer. Check it out below.

    Other Capital One Guaranteed MasterCard benefits:

    • Travel benefits offered: Master RoadAssistTM, MasterCard Global ServiceTM, MasterAssistTM Travel Assistance Service for client safety all the time.
    • Travel accident insurance is also given aside from the safety assistance.
    • MasterCard PayPass™ give convenience in paying bill for the card holder.
    • Tap-to-Go system when using the card to have less hassle from card swiping.
    • 27/7 standby customer service to phone or online.
    • Provides $0 fraud liability for unauthorized card use done by the client.
    • The Guaranteed MasterCard® additionally protects you with purchase assurance and extended warranty for the time the client is still rebuilding the credit history.

    Capital One Cash Back Guaranteed MasterCard® for Gas & Groceries


    For client who is seeking for a rewards card and at the same time building an excellent credit history, Capital One Cash Back Guaranteed MasterCard is the right credit card for you. This bad credit card Canada would let you gain points to redeem specific equivalent rewards. It also provides cash back on the total purchases made using the card. Receiving cash back doesn’t have any limit as long as the account exists.

    More credit cards benefits listed below:

    • 2% cash back on gas payment are returned to the client and also with the groceries purchases.
    • Additional 1% cash back on all other purchase with the card.
    • Provides $0 fraud liability on unauthorized use of the credit card.
    • Client can reach the 24/7 customer service through phone or online.
    • In redeeming rewards customer is given an option to choose if the cash back will be via statement or cheque.
    • Annual fees are reasonably fair as the company allows additional authorized user to every account.

    See Also



    Balance Transfer Credit Card Canada

    Best Low Interest Credit Cards Canada

    Best Capital One Credit Cards Canada

    Best MasterCard Credit Cards Canada

    Best Visa Credit Card Canada

    Best Cash Back Credit Cards Canada

    References



    Canadian-Money-Advisor Credit Cards

    Canadian Credit Cards

    Best Credit Cards in Canada

    Cash Back MasterCard Credit Card Canada

    Cash Back Visa Credit Card Canada

    Rewards Credit Card Canada

    External Links



    List of Top Visa Credit Cards

    Canadian Credit Cards

    FCAC - Best Credit Cards in Canada

    MBNA Credit Cards

    Credit Card Reviews

    CREDIT CARD COMPARISON CANADA


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7 Comments
On Jun 12, 2011, Gion Barto Said:
Ok... I'm comparing all of the banks credit cards.. Scotia, CIBC, TD Canadatrust, RBC, BMO... they seem all kind of the same to me... the same features, the same interest rates, the same everything... a credit card is a credit card... am I missing something?
On Jun 12, 2011, Cat Ziggorah- Truro NS Said:
I know nothing about credit cards... I am the type that needs to understand the contract that I'm signing. I am only 19 and don't understand legalese very well... Is there a place that can help me understand what I'm getting into with this contract?
On Jun 7, 2011, WingsOFLove Said:
Which one would you say is better value? Capital One Aspire card that has more travel features but i guess only useful if one travels a lot or MBNA smart cash card that has no annual fee and good returns?
On Jun 7, 2011, Rossykana Said:
Purchasing things with the use of credit cards is a more convenient way than purchasing with actual money. You do not need to carry around actual money, especially large purchases for home appliances and furniture.

You need to present a small plastic card, which the merchant will swipe on a machine when you are done. You purchased your item by just using a small plastic card. Credit cards are also useful in emergencies that require payment instantly.

Credit card is a type of loan that you can pay every month. Many people have been using credit cards to purchase items because of its convenience and efficiency. Credit cards decrease the chance of getting your money stolen or lost.
On Jun 7, 2011, creditcardPRO Said:
low interest credit cards are beneficial to card users who are wishing to use the credits available of the card for doing some purchasing or transactions with the cards. In case of financial problems and the user is unable to pay the bills that is due every end of the month, the card holder is only charged with minimal interest
On Jun 4, 2011, Jean Karla Said:
Hi Reagan the Man.. You should check for the APR, annual fee and rewards being offered. In this way, you will be aware of the fees you are going to pay and won't be surprise that the card does have these charges.
On Jun 3, 2011, Reagan the Man Said:
In comparing credit cards,what should i check first before going to the other details, features and benefits of the credit card? I need expert advice on this. thanks!