Platinum Cash Back MasterCard

If you’re a Canadian resident and looking to secure a good credit and financial rating with a Canadian bank, it’s a good idea to get a credit card. Credit cards in Canada and other places can help you to do many things to either build, improve or repair your credit. In Canada, your credit history is determined by how well you make payments to established debts, as in whether you make your monthly payments on time.



Good credit history is built by always making your monthly payments, but with each payment left unattended, your credit score in Canada will go down. Bad credit can make it hard to apply for loans, buy things or even get jobs. This is how important a good credit history is, so you should get a good credit card to start building a credit history.

One of the best credit cards to use in Canada is the Platinum Cash Back MasterCard. This card has many benefits. One of the main benefits of this card is the fact that you never have a cap on earnings. With certain purchases with the Platinum Cash Back MasterCard, you can get a small amount of money back depending on the amount of your purchase. The Platinum Cash Back MasterCard sets no upper limit on how much this amount is.

You can choose whether to receive your cash as a monthly statement disbursal or as a cheque sent directly to you at the end of each month. Either way, this is a convenient benefit of this Canadian credit card.

Also, many other credit cards have an annual fee for their policy regardless of how much or little you use the card. This isn’t the case here – the Platinum Cash Back MasterCard has no annual fees. The only thing you have to pay is your monthly balance.


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This credit card also has a protection against fraudulent use – if someone steals your credit card and PIN and makes a purchase, you can dispute the purchase so the funds won’t be charged to your account. This helps to protect against identity theft, which is increasingly a problem among credit card owners because of online scams and so forth. If the card turns out to have been misused, you will be reimbursed any funds that were used, and they will not be charged to your account. This helps to make your monthly statements more payable so you don’t fall behind and begin developing a bad credit history.

The Canadian Platinum Cash Back MasterCard is a good starting credit card – it has all the benefits one could need at first, with a potential to start building a good credit history to make purchase and improve standing among potential employers. The Platinum Cash Back MasterCard is also a secure means of transaction with minimal cause for worry about identity theft. Canadian residents can start being more secure in their finances today by starting to use the Platinum Cash Back MasterCard from Capital One.

Available in Canada:
British Columbia, Alberta, Saskatchewan, Manitoba, Ontario, Quebec, Newfoundland, New Brunswick, Nova Scotia, Prince Edward Island. Canadian