HAVE YOUR ORDERED YOUR CREDIT REPORT FROM EQUIFAX CANADA AND TRANSUNION CANADA?
We need to talk about this over and over until most Canadians get the point about ordering their credit reports from credit bureaus.

Many times when I ask people if they've ever seen their credit reports they're not sure what I'm talking about. They've wondered what the credit bureaus have reported about them but haven't given it much thought.

GET YOUR CREDIT REPORT FREE BY LAW
By law, you can receive your credit reports from BOTH Equifax Canada and TransUnion Canada for FREE. You must write in requesting them. I've explained how to get your free credit reports HERE.

Who is TransUnion Canada?

GOOD CREDIT OR BAD CREDIT?
I should mention again that every one needs to order their credit reports regardless if they've got good credit or bad credit.

I've talked to several people who have perfect credit but still have errors on their credit reports, NO FAULT OF THEIR OWN!

THE LAW REGARDING CREDIT REPORTS
By law everything on your credit reports MUST BE accurate, complete and verifiable. Otherwise the credit bureau must correct or delete the inaccurate item. equifax canada
This law is pretty closely the same with each of the Canadian Provinces.